Flexible UPI rewards for shopping, travel and daily spends.
Shopping
Up to 10% value; from 10 Oct 2026 the accelerated rate requires over Rs 15K qualified cycle spend
Flights
25% Jewels on Jupiter Flights
Other spends
5% Jewels on other eligible spends
UPI
Rewards require transactions through Jupiter UPI
Fee
No annual fee; joining fee depends on accepted offer/KFS
50% Jewels at select brands, equivalent to up to 10% value at Rs 0.20 per Jewel; capped at 10,000 Jewels per statement cycle, 3,000 per merchant and 1,000 per transaction. From 10 October 2026, the 50% rate requires more than Rs 15,000 qualifying spending in the cycle; otherwise 5% Jewels applies
Jupiter Flights earns 25% Jewels, worth up to 5% at the strongest redemption rate.
Other eligible spends earn 5% Jewels, worth up to 1% at Rs 0.20 per Jewel.
Scan and pay with the card through Jupiter UPI. Transactions through other UPI apps do not earn Jewels.
Redeem for flights, vouchers, Jupiter Store or digital gold at Rs 0.20 per Jewel; statement credit uses Rs 0.14.
Receive a 1% fuel surcharge waiver on eligible fuel transactions, though fuel does not earn Jewels.
| Issuer and network | Issued by CSB Bank on RuPay under a co-branded arrangement with Jupiter |
|---|---|
| Joining fee | CSB’s current product lists ₹499; fee-free acquisition cohorts also exist. The accepted offer and issued-card Key Fact Statement determine your joining fee; no universal ₹0 or ₹999 fee is claimed |
| Annual fee | Lifetime free with no annual fee |
| Shopping rewards | 50% Jewels at select brands, equivalent to up to 10% value at Rs 0.20 per Jewel; capped at 10,000 Jewels per statement cycle, 3,000 per merchant and 1,000 per transaction. From 10 October 2026, the 50% rate requires more than Rs 15,000 qualifying spending in the cycle; otherwise 5% Jewels applies |
| Eligible shopping brands | Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent or Tata Retail and Reliance Retail |
| Jupiter Flights | 25% Jewels, equivalent to up to 5% value at Rs 0.20 per Jewel; capped at 5,000 Jewels per statement cycle |
| Other eligible spends | 5% Jewels with no published reward cap, equivalent to up to 1% value at Rs 0.20 per Jewel |
| Reward channel | Jewels apply only to eligible Edge+ RuPay transactions completed through Jupiter UPI Intent, Scan and Pay or Collect requests; other UPI apps do not qualify |
| Best redemption value | Rs 0.20 per Jewel for Jupiter Flights, Jupiter Store, brand vouchers and digital gold |
| Lower redemption value | Rs 0.14 per Jewel for statement credit, bill payments and cash or cash-equivalent withdrawals |
| Fuel benefit | 1% fuel surcharge waiver; fuel itself does not earn Jewels |
| Eligibility | Indian residents aged 23 to 60 with steady monthly income and a healthy credit score, subject to CSB Bank approval |
| Common exclusions | Restricted categories include fuel rewards, rent, wallet loads, insurance, gift cards, utilities and other excluded MCCs published in the programme terms |
Public issuer terms checked 3 October 2026.
Joining fees differ by acquisition cohort. Your accepted offer and issued-card Key Fact Statement determine the fee.
Jupiter Edge+ is a RuPay card with no annual fee and cohort-specific joining fees for users willing to route eligible UPI transactions through the Jupiter app. CSB Bank issues the card; Jupiter operates the co-branded app and Jewels programme.
The June 2026 rewards structure is quoted in Jewels rather than direct cashback. At the strongest Rs 0.20-per-Jewel redemption rate, 50% Jewels on select shopping is worth up to 10%, 25% Jewels on Jupiter Flights is worth up to 5%, and 5% Jewels on other eligible spends is worth up to 1%.
Statement-credit, bill-payment and cash redemption values each Jewel at Rs 0.14, reducing those effective returns to about 7%, 3.5% and 0.7%. The card is therefore strongest when Jewels are redeemed for Jupiter Flights, Store purchases, brand vouchers or digital gold.
Reward exclusions
Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.
Merchant and transaction caps apply. From 10 October 2026, the 50% shopping-Jewels rate requires more than ₹15,000 of qualifying statement-cycle spending; otherwise the rate is 5% Jewels. Jewels have different values for travel and statement credit.
No. From 1 June 2026 the card awards Jewels. At the best Rs 0.20-per-Jewel redemption value, 50% Jewels produces up to 10% value. Statement-credit redemption at Rs 0.14 per Jewel produces about 7% value.
Eligible shopping transactions earn 50% Jewels, capped at 10,000 Jewels per statement cycle, 3,000 per merchant and 1,000 per transaction. From 10 October 2026, more than Rs 15,000 of qualifying cycle spending is required for 50%; otherwise the rate is 5% Jewels.
No. The official terms say Jewels apply only to eligible transactions completed through the Jupiter UPI app using Intent, Scan and Pay or Collect. Linking the card to another UPI app does not qualify for Jewels.
The strongest listed rate is Rs 0.20 per Jewel for Jupiter Flights, Jupiter Store, brand vouchers and digital gold. Statement credit, bill payments and cash use the lower Rs 0.14-per-Jewel rate.
CSB’s current product lists ₹499; fee-free acquisition cohorts also exist. The accepted offer and issued-card Key Fact Statement determine your joining fee; no universal ₹0 or ₹999 fee is claimed. There is no annual fee under the reviewed programme.
Jupiter's current Edge+ CSB Bank RuPay product page does not list complimentary airport lounge access.
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You'll apply through Jupiter