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HSBC TravelOne

Built for global travellers.

HSBC TravelOne Credit Card

Partners

20 transfer partners (incl. Marriott & Accor)

Earn

2 RP/₹100 regular; portal flights 16 RP and hotels 24 RP, capped at 18K RP/month

Offers

Travel merchant discounts depend on current offer dates, booking caps and coupon eligibility

Milestone

Above ₹12L annual spend: 10,000 bonus points.

Welcome activation

Download and log on to the HSBC India app, then spend Rs 25,000 in 30 days for Rs 1,000 cashback, a Rs 3,000 PostCard voucher and 3 months of EazyDiner Prime.

Travel rewards

16 RP/₹100 on flights, 24 on hotels and 8 on car rentals through HSBC Rewards Marketplace, with an 18,000-RP monthly portal cap

Lounge access

6 domestic and 4 international airport lounge visits each year (international via LoungeKey).

Transfer partners

20 programmes: 15 airlines and 5 hotels. Most 1:1; Air India 1:1; AirAsia 1:3; Turkish, United and Hainan 2:1; Shangri-La 5:1. HSBC India app transfer terms apply

Forex math

3.5% + GST. A previous registration-based cashback promotion ended on 30 June 2026; do not assume zero forex unless HSBC publishes a fresh offer and you successfully register

HSBC TravelOne: fees & key facts

HSBC TravelOne credit card fees and key facts
Joining fee₹4,999 + GST
Annual fee₹4,999 + GST; reversal when eligible anniversary-year spending exceeds ₹8 lakh
Rewards4 RP per ₹100 on flights, travel agencies and forex spends (50,000 accelerated RP/month cap); 2 RP per ₹100 elsewhere
Transfer partners20 programmes: 15 airlines and 5 hotels. Most 1:1; Air India 1:1; AirAsia 1:3; Turkish, United and Hainan 2:1; Shangri-La 5:1. HSBC India app transfer terms apply
Milestones10,000 bonus RP when eligible annual spending exceeds ₹12 lakh; the former ₹1 lakh/90-day bonus is not confirmed in current public terms
Lounge access6 domestic + 4 international visits a year (international via LoungeKey)
Forex markup3.5% + GST. A previous registration-based cashback promotion ended on 30 June 2026; do not assume zero forex unless HSBC publishes a fresh offer and you successfully register
ExclusionsNo points on fuel, rent, wallets, utilities, insurance, education or government spends
Marketplace rewards16 RP/₹100 on flights, 24 on hotels and 8 on car rentals through HSBC Rewards Marketplace, with an 18,000-RP monthly portal cap
Accor value1 HSBC RP = 1 ALL Reward point. 2,000 ALL points redeem for EUR 40 against eligible stays; rupee value varies with exchange rates. Points are not guaranteed percentage cashback
Airport transfersComplimentary airport transfers are not substantiated by the current public TravelOne benefits; check any account-specific offer before booking

Public issuer terms checked 3 October 2026.

App-only transfer eligibility and timing must be checked in the HSBC India app. Former airport transfers and the 90-day bonus are not advertised as confirmed current benefits.

HSBC TravelOne productHSBC transfer partner listHSBC Rewards Marketplace termsHSBC TravelOne service guide

Who should get it

TravelOne suits travellers who want 20 airline and hotel transfer programmes and app-based transfers. Ratios vary by partner; Accor, Marriott, IHG and Wyndham are 1:1, while Shangri-La is 5:1.

The ₹4,999 + GST annual fee reverses when eligible anniversary-year spending exceeds ₹8 lakh. Marketplace flight, hotel and car bookings earn accelerated points within an 18,000-RP monthly portal cap; their value depends on the eventual redemption.

Reward exclusions

Transactions that do not earn HSBC Reward points

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

  • Fuel, insurance, utilities and jewellery
  • Education, government, tax, court, bail and bond payments
  • Rent and real-estate payments
  • Wallet loads, money transfers, financial-institution and quasi-cash transactions
Checked 3 October 2026HSBC TravelOne service guide

HSBC TravelOne FAQs

Which airlines and hotels can I transfer HSBC TravelOne points to?

Twenty programmes are listed: AirAsia at 1:3; Air India, Flying Blue, British Airways, Etihad, EVA Air, JAL, Qantas, Qatar, KrisFlyer, Thai and Vietnam at 1:1; Turkish, United and Hainan at 2:1; Accor, Marriott, IHG and Wyndham at 1:1 and Shangri-La at 5:1. Confirm availability, minimums and timing in the HSBC India app.

Is the HSBC TravelOne annual fee waived?

The ₹4,999 + GST annual fee reverses when eligible spending exceeds ₹8 lakh in the anniversary year. When eligible annual spending exceeds ₹12 lakh, the card also awards 10,000 bonus RP.

What is the TravelOne welcome offer?

Download and log on to the HSBC India Mobile Banking app, then spend ₹25,000 within the first 30 days of opening the card account to get ₹1,000 cashback, a ₹3,000 PostCard voucher and 3 months of EazyDiner Prime. Introductory-offer terms apply.

What forex markup does HSBC TravelOne charge?

The standard currency conversion charge is 3.5% + GST. A registration-based promotion that credited the markup back ended on 30 June 2026. Unless HSBC publishes a new offer and you successfully register, calculate international transactions using the standard markup.

Did HSBC TravelOne lose any transfer partners?

Use HSBC’s current 20-partner list and the India app transfer screen. Ratios are partner-specific; a programme’s reward value and availability can change. Axis also currently lists Accor, so HSBC is not the only available Accor transfer route.

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