HSBC Bank · Mastercard World
HSBC TravelOne
A mid-premium travel card built around flexible points: 20 airline and hotel partners, mostly 1:1 transfers, plus travel marketplace accelerators.
- Travel
- Lounge
- Transfers
- Spend ₹25,000 in the first 30 days for ₹1,000 cashback, a ₹3,000 PostCard voucher and 3 months of EazyDiner Prime.
- Accor redemptions can lift value to ~4.4% on regular spends, ~8.8% on travel/forex, ~35.2% on flights and ~52.8% on hotels.
- Join fee
- ₹4,999 + GST
- Perks
- Fee waiver + milestones
- Hotels
- Up to 24% travel value
At a glance
HSBC TravelOne highlights
- Partners
- 20 transfer partners (incl. Marriott & Accor)
- Earn
- 2 RP regular spends, 16% value in flights. 24% value in hotels
- Offers
- 15% savings on Yatra, EaseMyTrip, Cleartrip & Paytm Flights
- Milestone
- ₹12L annual spends unlock 10,000 bonus points.
HSBC TravelOne: fees & key facts
| Joining fee | ₹4,999 + GST |
|---|---|
| Annual fee | ₹4,999 + GST — reversed in full on ₹8 lakh spend in the card year |
| Rewards | 4 RP per ₹100 on flights, travel agencies and forex spends (50,000 accelerated RP/month cap); 2 RP per ₹100 elsewhere |
| Transfer partners | 20 programmes — 15 airlines + 5 hotels, mostly 1:1 (Turkish, United, Hainan 2:1; Shangri-La 5:1; AirAsia 1:3) |
| Milestones | 3,000 RP on ₹1 lakh in 90 days; 10,000 RP on ₹12 lakh in the year |
| Lounge access | 6 domestic + 4 international visits a year (international via LoungeKey) |
| Forex markup | 3.5% + GST. A previous registration-based cashback promotion ended on 30 June 2026; do not assume zero forex unless HSBC publishes a fresh offer and you successfully register |
| Exclusions | No points on fuel, rent, wallets, utilities, insurance, education or government spends |
Last verified 28 July 2026. Issuer terms and offers can change; confirm them before applying.
Who should get it
TravelOne is currently the most flexible mid-premium travel card in India: 20 transfer programmes (15 airlines + 5 hotels), most at 1:1, with app-based transfers that land near-instantly for most partners and no published annual transfer cap.
It suits anyone spending ₹8 lakh+ a year who wants miles optionality without a super-premium fee — the annual fee reverses in full at that spend. Heavy Marriott/Accor users get the only mainstream 1:1 hotel transfers left after Axis dropped both in April 2026.
HSBC TravelOne FAQs
Which airlines and hotels can I transfer HSBC TravelOne points to?
As of June 2026 there are 20 programmes: Air India Maharaja Club, Flying Blue, British Airways Avios, Etihad, EVA Air, JAL, Qantas, Qatar Privilege Club, Singapore KrisFlyer, Thai Royal Orchid Plus, Vietnam Airlines and AirAsia at 1:1 or better, Turkish, United and Hainan at 2:1, plus Accor, Marriott Bonvoy, IHG and Wyndham at 1:1 and Shangri-La at 5:1. Transfers happen inside the HSBC India app and most land within a day.
Is the HSBC TravelOne annual fee waived?
Yes — the ₹4,999 + GST annual fee is reversed in full if you spend ₹8 lakh in the anniversary year. The separate ₹12 lakh milestone additionally awards 10,000 bonus points.
What is the TravelOne welcome offer?
Download and log on to the HSBC India Mobile Banking app, then spend ₹25,000 within the first 30 days of opening the card account to get ₹1,000 cashback, a ₹3,000 PostCard voucher and 3 months of EazyDiner Prime. Introductory-offer terms apply.
What forex markup does HSBC TravelOne charge?
The standard currency conversion charge is 3.5% + GST. A registration-based promotion that credited the markup back ended on 30 June 2026. Unless HSBC publishes a new offer and you successfully register, calculate international transactions using the standard markup.
Did HSBC TravelOne lose any transfer partners?
Yes — in March 2025 HSBC removed Aeroplan and InterMiles and devalued Turkish Airlines, United MileagePlus and Hainan from 1:1 to 2:1. The rest of the partner list, including all five hotel programmes, has held steady since launch.
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