Welcome activation
Spend Rs 10,000 in 30 days for Rs 1,000 cashback, Rs 3,000 PostCard Hotels voucher and EazyDiner Prime; spend Rs 1L in 90 days for 3,000 bonus RP.
HSBC TravelOne
Built for global travellers.
Partners
20 transfer partners, mostly 1:1 (incl. Marriott & Accor)
Earn
2 RP regular spends, 16% value in flights. 24% value in hotels
Offers
15% instant discount on Yatra, EaseMyTrip, Cleartrip & Paytm Flights
Milestone
Annual Fees waiver available along with Milestone benefits.
Travel rewards
HSBC Rewards Marketplace is where TravelOne gets exciting: hotels earn 6X or 24 RP per Rs 100, flights earn 4X or 16 RP per Rs 100, and car rentals earn 2X or 8 RP per Rs 100.
Lounge access
6 domestic and 4 international airport lounge visits each year (international via LoungeKey).
Airport transfers
4 complimentary premium airport transfers a year, once each quarter.
Forex math
International spends earn 4 RP per Rs 100, but the 3.5% forex markup plus GST costs about 4.13%. At Rs 1/RP the base outcome is near -0.13%; Accor at Rs 2.20/RP can lift it to about +4.67%. Treat 100% forex-fee cashback as a promo, not permanent.
HSBC TravelOne: fees & key facts
| Joining fee | ₹4,999 + GST |
|---|---|
| Annual fee | ₹4,999 + GST — reversed in full on ₹8 lakh spend in the card year |
| Rewards | 4 RP per ₹100 on flights, travel agencies and forex spends (50,000 accelerated RP/month cap); 2 RP per ₹100 elsewhere |
| Transfer partners | 20 programmes — 15 airlines + 5 hotels, mostly 1:1 (Turkish, United, Hainan 2:1; Shangri-La 5:1; AirAsia 1:3) |
| Milestones | 3,000 RP on ₹1 lakh in 90 days; 10,000 RP on ₹12 lakh in the year |
| Lounge access | 6 domestic + 4 international visits a year (international via LoungeKey) |
| Forex markup | 3.5% + GST (a registration-based cashback offer makes it effectively 0% until 30 June 2026) |
| Exclusions | No points on fuel, rent, wallets, utilities, insurance, education or government spends |
Who should get it
TravelOne is currently the most flexible mid-premium travel card in India: 20 transfer programmes (15 airlines + 5 hotels), most at 1:1, with app-based transfers that land near-instantly for most partners and no published annual transfer cap.
It suits anyone spending ₹8 lakh+ a year who wants miles optionality without a super-premium fee — the annual fee reverses in full at that spend. Heavy Marriott/Accor users get the only mainstream 1:1 hotel transfers left after Axis dropped both in April 2026.
HSBC TravelOne FAQs
Which airlines and hotels can I transfer HSBC TravelOne points to?
As of June 2026 there are 20 programmes: Air India Maharaja Club, Flying Blue, British Airways Avios, Etihad, EVA Air, JAL, Qantas, Qatar Privilege Club, Singapore KrisFlyer, Thai Royal Orchid Plus, Vietnam Airlines and AirAsia at 1:1 or better, Turkish, United and Hainan at 2:1, plus Accor, Marriott Bonvoy, IHG and Wyndham at 1:1 and Shangri-La at 5:1. Transfers happen inside the HSBC India app and most land within a day.
Is the HSBC TravelOne annual fee waived?
Yes — the ₹4,999 + GST annual fee is reversed in full if you spend ₹8 lakh in the anniversary year. The separate ₹12 lakh milestone additionally awards 10,000 bonus points.
What is the TravelOne welcome offer?
Spend ₹10,000 in the first 30 days (after downloading the HSBC India app) to get ₹1,000 cashback, a ₹3,000 PostCard Hotels voucher and 3 months of EazyDiner Prime; spending ₹1 lakh in the first 90 days adds 3,000 bonus points. The offer window currently runs for applications until 31 December 2026.
What forex markup does HSBC TravelOne charge?
The standard currency conversion charge is 3.5% + GST. Until 30 June 2026 HSBC is running a registration-based offer that credits the markup back as cashback on foreign-currency spends, making it effectively zero — register before relying on it.
Did HSBC TravelOne lose any transfer partners?
Yes — in March 2025 HSBC removed Aeroplan and InterMiles and devalued Turkish Airlines, United MileagePlus and Hainan from 1:1 to 2:1. The rest of the partner list, including all five hotel programmes, has held steady since launch.
Explore more cards
- ScapiaFederal Bank · Visa Signature
- Amex Platinum ReserveAmerican Express · American Express
- SBI CashbackSBI Card · Visa
- HDFC Regalia GoldHDFC Bank · Visa Signature
- BOB EternaBank of Baroda · Visa Signature
- Axis HorizonAxis Bank · Visa Signature
- BPCL SBI OctaneSBI Card · Visa Signature
- Amex Platinum TravelAmerican Express · American Express
Free tools & guides
Application links on this page may earn Book1A a commission at no extra cost to you — see our affiliate disclosure.
Apply on HSBCHSBC
You'll apply on HSBC