IndusInd Bank · Visa Signature
IndusInd Tiger
A lifetime-free premium lifestyle card with up to 6X reward multiplier, lounge access, golf, movies and a low 1.5% forex mark-up.
- Lifetime free
- Lounge
- Golf
- Transfer points 1:1 to Air India Maharaja Club for flight awards. At an assumed Rs 1 value per Maharaja Point, the incremental spend slabs return 1%, 2%, 4% and 6%.
- Includes 8 domestic lounge visits, 2 international Priority Pass visits, quarterly golf and BookMyShow ticket benefits.
- Fee
- 0 Joining Fee 0 Annual Fee
- Rewards
- Up to 6X
- Forex
- 1.5%
At a glance
IndusInd Tiger highlights
- Fee
- Lifetime Free Credit Card
- Rewards
- Air India 1:1 transfer gives 1%-6% value by spend slab
- Travel
- 8 domestic + 2 international lounge visits/year
- Forex
- 1.5% discounted forex mark-up
- Lifestyle
- Quarterly golf + BookMyShow ticket benefit
IndusInd Tiger: fees & key facts
| Joining fee | Nil |
|---|---|
| Annual fee | Nil |
| Rewards | Earn 1 Reward Point per Rs 100, with anniversary-year spend slabs that can multiply rewards up to 6X |
| Reward value | 1 Reward Point = Rs 0.40 as cash credit; IndusInd also lists air miles and voucher redemptions through IndusMoments |
| Air India redemption | Transfer Reward Points 1:1 to Air India Maharaja Club and use Maharaja Points for Air India flight awards. Assuming Rs 1 value per Maharaja Point, slabwise value back is 1%, 2%, 4% and 6%; Rs 6 lakh in the bank's illustration earns 20,000 points, worth about 3.33% overall on this assumption. |
| Spend slabs | Illustrative slabs: Rs 1,00,000 at 1X, next Rs 1,50,000 at 2X, next Rs 2,50,000 at 4X, and spends above Rs 5,00,000 at 6X |
| Forex markup | 1.5% discounted foreign currency mark-up on international spends |
| Lounge access | 8 complimentary domestic lounge visits per year, capped at 2 per calendar quarter; 2 complimentary international Priority Pass visits per year |
| Golf | 1 complimentary golf game or lesson per quarter |
| Movies | 1 complimentary BookMyShow movie ticket up to Rs 500 every 6 months in a calendar year |
| Fuel | 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4,000 |
| Exclusions | Accelerated rewards do not accrue on selected MCC categories including fuel, utilities, insurance, government services, educational institutes, real estate and rental payments. |
Last verified 4 July 2026. Issuer terms and offers can change; confirm them before applying.
Who should get it
IndusInd Tiger is unusual because it packages premium-style perks into a lifetime-free card: airport lounges, golf, movies, Total Protect insurance and a low 1.5% forex mark-up.
The reward programme is best for someone who can cross yearly spend slabs. The base earn rate is 1 Reward Point per Rs 100, but the anniversary-year multiplier moves from 1X to 2X, 4X and then 6X once spends cross higher slabs.
For Air India flight awards, the stated 1:1 transfer to Maharaja Club is the strongest redemption route when you value 1 Maharaja Point at Rs 1. On that assumption, the incremental 1X, 2X, 4X and 6X slabs return 1%, 2%, 4% and 6%; the bank's Rs 6 lakh illustration earns 20,000 points, or about 3.33% overall value.
IndusInd Tiger FAQs
Is the IndusInd Tiger Credit Card lifetime free?
Yes. The Tiger Credit Card MITC lists nil joining fee and nil annual fee for the card.
How do Tiger Credit Card reward points work?
The card earns 1 Reward Point per Rs 100. IndusInd lists anniversary-year reward multipliers by spend slab: 1X up to Rs 1 lakh, 2X on the next Rs 1.5 lakh, 4X on the next Rs 2.5 lakh, and 6X above Rs 5 lakh. One Reward Point is listed as Rs 0.40 for cash credit.
What reward rate can I get when using Tiger points for Air India flights?
At the stated 1:1 transfer to Air India Maharaja Club and an assumed value of Rs 1 per Maharaja Point, the incremental spend slabs return 1%, 2%, 4% and 6%. IndusInd's Rs 6 lakh illustration earns 20,000 points, which would be worth Rs 20,000 for Air India flight awards on this assumption, or about 3.33% overall value. Actual value depends on award availability, taxes and the points required for your flight.
What lounge access does the IndusInd Tiger card include?
It includes 2 complimentary domestic lounge visits per calendar quarter, making 8 domestic visits per year. It also includes 2 complimentary international lounge visits per year through Priority Pass.
What forex mark-up does the Tiger Credit Card charge?
IndusInd lists a discounted foreign currency mark-up of 1.5% on international spends. GST and other applicable charges may still apply.
What lifestyle benefits are included?
The card includes 1 complimentary golf game or lesson per quarter, 1 BookMyShow movie ticket up to Rs 500 every 6 months in a calendar year, concierge services, Total Protect insurance and auto assist benefits, subject to terms.
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