IndusInd Tiger

Lifetime-free premium perks for travel, golf and rewards.

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Fee

Lifetime Free Credit Card

Rewards

1:1 Air India transfer; award value varies. Cash credit ₹0.40/RP, capped at 5K RP/month

Travel

8 domestic + 2 international lounge visits/year

Forex

1.5% discounted forex mark-up

Lifestyle

Quarterly golf + BookMyShow ticket benefit

Lifetime free

Up to 6X rewards

1.5% forex

Spend-slab rewards

Transfer points 1:1 to Air India Maharaja Club for flight awards. Assuming Rs 1 per Maharaja Point, the incremental slabs return 1%, 2%, 4% and 6%, or about 3.33% overall on the bank’s Rs 6L example.

Lounge access

8 domestic lounge visits per year plus 2 international Priority Pass visits outside India.

Golf privileges

Enjoy 1 complimentary golf game or lesson every calendar quarter at eligible clubs.

Movie benefit

Get 1 complimentary BookMyShow movie ticket up to Rs 500 every 6 months in a calendar year.

Travel safety

Total Protect, concierge, auto assist and a 1.5% forex mark-up round out the premium stack.

IndusInd Tiger: fees & key facts

IndusInd Tiger credit card fees and key facts
Joining fee	Nil
Annual fee	Nil
Rewards	Earn 1 Reward Point per Rs 100, with anniversary-year spend slabs that can multiply rewards up to 6X
Reward value	1 Reward Point = Rs 0.40 as cash credit; IndusInd also lists air miles and voucher redemptions through IndusMoments
Air India redemption	Transfer Reward Points 1:1 to Air India Maharaja Club and use Maharaja Points for Air India flight awards. Assuming Rs 1 value per Maharaja Point, slabwise value back is 1%, 2%, 4% and 6%; Rs 6 lakh in the bank's illustration earns 20,000 points, worth about 3.33% overall on this assumption.
Spend slabs	Illustrative slabs: Rs 1,00,000 at 1X, next Rs 1,50,000 at 2X, next Rs 2,50,000 at 4X, and spends above Rs 5,00,000 at 6X
Forex markup	1.5% discounted foreign currency mark-up on international spends
Lounge access	8 complimentary domestic lounge visits per year, capped at 2 per calendar quarter; 2 complimentary international Priority Pass visits per year
Golf	1 complimentary golf game or lesson per quarter
Movies	1 complimentary BookMyShow movie ticket up to Rs 500 every 6 months in a calendar year
Fuel	1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4,000
Exclusions	Accelerated rewards do not accrue on selected MCC categories including fuel, utilities, insurance, government services, educational institutes, real estate and rental payments.
Cash-credit cap	Maximum 5,000 RP redeemed for cash credit per calendar month at ₹0.40/RP
Air India transfer limit	1 RP = 1 Maharaja Point, as confirmed by the bank’s linked Tiger redemption terms; minimum 500 RP, multiples of 100, maximum 25,000 RP per calendar month

Public issuer terms checked 3 October 2026.

IndusInd Tiger IndusInd linked Maharaja transfer terms

Who should get it

IndusInd Tiger is unusual because it packages premium-style perks into a lifetime-free card: airport lounges, golf, movies, Total Protect insurance and a low 1.5% forex mark-up.

The reward programme is best for someone who can cross yearly spend slabs. The base earn rate is 1 Reward Point per Rs 100, but the anniversary-year multiplier moves from 1X to 2X, 4X and then 6X once spends cross higher slabs.

For Air India flight awards, the stated 1:1 transfer to Maharaja Club is the strongest redemption route when you value 1 Maharaja Point at Rs 1. On that assumption, the incremental 1X, 2X, 4X and 6X slabs return 1%, 2%, 4% and 6%; the bank's Rs 6 lakh illustration earns 20,000 points, or about 3.33% overall value.

Reward exclusions

Transactions that do not earn Reward points

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

Fuel and cash advances
EMI payments and balance transfers
Card fees, interest and reversed transactions

Utilities, insurance, government, education, real estate and rent earn the base 1 point per ₹100; they do not receive the accelerated multiplier.

Checked 3 October 2026IndusInd Tiger product terms Tiger card agreement

IndusInd Tiger FAQs

Is the IndusInd Tiger Credit Card lifetime free?

Yes. The Tiger Credit Card MITC lists nil joining fee and nil annual fee for the card.

How do Tiger Credit Card reward points work?

The card earns 1 Reward Point per Rs 100. IndusInd lists anniversary-year reward multipliers by spend slab: 1X up to Rs 1 lakh, 2X on the next Rs 1.5 lakh, 4X on the next Rs 2.5 lakh, and 6X above Rs 5 lakh. One Reward Point is listed as Rs 0.40 for cash credit.

What reward rate can I get when using Tiger points for Air India flights?

At the stated 1:1 transfer to Air India Maharaja Club and an assumed value of Rs 1 per Maharaja Point, the incremental spend slabs return 1%, 2%, 4% and 6%. IndusInd's Rs 6 lakh illustration earns 20,000 points, which would be worth Rs 20,000 for Air India flight awards on this assumption, or about 3.33% overall value. Actual value depends on award availability, taxes and the points required for your flight.

What lounge access does the IndusInd Tiger card include?

It includes 2 complimentary domestic lounge visits per calendar quarter, making 8 domestic visits per year. It also includes 2 complimentary international lounge visits per year through Priority Pass.

What forex mark-up does the Tiger Credit Card charge?

IndusInd lists a discounted foreign currency mark-up of 1.5% on international spends. GST and other applicable charges may still apply.

What lifestyle benefits are included?

The card includes 1 complimentary golf game or lesson per quarter, 1 BookMyShow movie ticket up to Rs 500 every 6 months in a calendar year, concierge services, Total Protect insurance and auto assist benefits, subject to terms.

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