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Air India SBI Platinum

An existing-cardholder Air India miles guide: 2 points/₹100 base and 5 on eligible Air India tickets. New issuance is discontinued.

New issuance discontinued. This guide is for existing cardholders; the bank link opens current notices and servicing terms.

Air India SBI Platinum Credit Card

Status

New issuance discontinued 10 Oct 2024

Air India

5 RP/₹100 on eligible bookings

Base

2 RP/₹100; 1:1 Maharaja conversion

Anniversary

2,000 RP under renewal terms

Revised earning

2 SBI RP/₹100 on eligible ordinary purchases; 5 RP/₹100 on qualifying Air India bookings. Convert 1 SBI RP to 1 Maharaja Point; award value varies.

Annual milestones

Annual bonus tiers: 5,000 RP at ₹2 lakh and another 10,000 at ₹3 lakh; up to 15,000 bonus RP.

Lounge conditions

8 domestic lounge visits/year, maximum 2/quarter, under participating-lounge rules. Priority Pass membership does not mean complimentary international visits; usage fees can apply.

Air India SBI Platinum: fees & key facts

Air India SBI Platinum credit card fees and key facts
AvailabilityNew issuance discontinued from 10 October 2024, per SBI customer notice. Information here is for existing cardholders.
Joining and annual fees₹1,499 + applicable taxes under published card terms; the joining fee is historical because new issuance is closed.
Current earning2 RP/₹100 on other eligible purchases; 5 RP/₹100 on eligible Air India ticket bookings. Revised from 31 March 2025.
Air India conversion1 SBI Reward Point = 1 Air India Maharaja Point. The airline partner says converted points post within 7 days and have 24-month validity from credit; check the live airline account rules.
Welcome and renewalHistorical welcome: 5,000 RP after joining-fee payment. Anniversary: 2,000 RP under renewal terms. A welcome award is not available as a new application offer.
Annual milestones5,000 RP at ₹2 lakh and an additional 10,000 at ₹3 lakh eligible annual retail spend.
Lounge access8 domestic visits/year, maximum 2/quarter, subject to participating lounges and issuer programme. Priority Pass usage is chargeable unless an account-specific complimentary allowance is expressly confirmed.
Reward exclusionsFuel, cash advances, balance transfers, fees, Flexipay/merchant EMI and wallet loads do not earn under the linked booklet. Signature also excludes rent and specified government MCCs. Later notices and issued-card terms apply.

Public issuer terms checked 25 October 2026.

New issuance closed; 31 March 2025 earning revision takes precedence over older pages. Historical welcome benefits are labelled. Exact lounge entitlements and later account communications must be checked by existing holders.

SBI discontinuation and reward revision noticesAir India current partner benefit comparisonSBI Air India Platinum card terms

Who should get it

This card is covered for existing holders. SBI discontinued new issuance on 10 October 2024, so this page is not an invitation to apply for a new card.

The useful comparison is annual fee versus the Air India miles you can actually redeem. Airline points are not fixed-value cashback, and award taxes and availability affect their value.

Use the revised earning from 31 March 2025. Older marketing that promises 15 or 30 points per ₹100 on Air India tickets is superseded.

Reward exclusions

Transactions that do not earn Rewards

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

  • Fuel and service-station purchases
  • Cash advances, balance transfers, fees and financial charges
  • Wallet loads; Flexipay and merchant EMI
  • Rent MCC 6513 and government/tax MCCs 9399/9311

New issuance closed; 31 March 2025 earning revision takes precedence over older pages. Historical welcome benefits are labelled. Exact lounge entitlements and later account communications must be checked by existing holders.

Checked 25 October 2026SBI discontinuation and reward revision noticesAir India current partner benefit comparisonSBI Air India Platinum card terms

Air India SBI Platinum FAQs

Can I apply for the Air India SBI Platinum now?

No. SBI says new issuance was discontinued on 10 October 2024. Use this page to understand an existing card and contact SBI for account-specific servicing.

Are Air India bookings still eligible for the old accelerated rate?

No. From 31 March 2025 the relevant accelerated rate is 5 RP per ₹100, subject to eligible booking channels and bank terms.

Are Maharaja Points the same as cashback?

No. The transfer is 1:1, but the value depends on the flight award, availability, fees and the airline programme.

Are international lounge visits free?

Priority Pass membership alone does not make visits free. Check current account entitlements and visit/guest charges before entering.

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View existing-card terms