Axis Bank · Visa Signature
Axis Horizon
A premium miles card with 1:1 transfers, strong lounge access, and clear travel-first value.
- Travel
- Miles
- Lounge
- Earn 5 EDGE Miles per ₹100 on airlines and Travel EDGE, and 2 EDGE Miles per ₹100 on other eligible spends.
- Transfer EDGE Miles 1:1 to 19+ airline and hotel partners, with generous annual conversion caps.
- Get 8 domestic lounge visits every quarter and 2 international lounge visits every quarter.
- Join fee
- ₹3,000 + GST
- Forex
- 3.5%
- Welcome
- 5,000 EM
At a glance
Axis Horizon highlights
- Earn
- 5 EM/₹100 airlines + Travel EDGE
- Base
- 2 EM/₹100 on eligible spends
- Transfers
- 1:1 to 19+ airline & hotel partners
- Lounge
- 8 domestic + 2 intl visits/qtr
- Caveat
- No fee waiver or milestone benefit
Axis Horizon: fees & key facts
| Joining fee | ₹3,000 + GST |
|---|---|
| Annual fee | ₹3,000 + GST — no spend-based waiver |
| Welcome benefit | 5,000 EDGE Miles on the first transaction of ₹1,000+ within 30 days |
| Renewal benefit | 1,500 EDGE Miles every anniversary from year 2 |
| Rewards | 5 EM per ₹100 on Travel EDGE portal + direct airline spends; 2 EM per ₹100 elsewhere |
| Transfers | 1 EM = 1 partner mile to ~22 programmes (British Airways, Finnair and Vietnam Airlines at 2:1 since 2 April 2026) |
| Transfer caps | 1,00,000 EM to Group A + 4,00,000 EM to Group B per calendar year |
| Lounge access | Up to 32 domestic (8/quarter on Visa Signature) + 8 international visits a year |
| Forex markup | 3.5% + GST |
| Exclusions | No miles on fuel, rent, wallets, utilities, insurance, education, government or transit spends |
Last verified 12 June 2026. Issuer terms and offers can change; confirm them before applying.
Who should get it
Horizon is Axis's mid-tier miles card: a flat 1 EDGE Mile = 1 partner mile to roughly 22 programmes, 5 EM per ₹100 on Travel EDGE portal and direct airline bookings, and generous transfer headroom (1 lakh Group A / 5 lakh total a year) that comfortably out-caps Atlas.
Pick it if you book flights directly with airlines and want straightforward 1:1 transfers without milestone games. Note what it lacks: no fee waiver, no milestones, and hotel bookings don't earn the accelerated rate. After the April 2026 partner change, Avios transfers (British Airways) cost double — plan around KrisFlyer, Flying Blue or Club ITC instead.
Axis Horizon FAQs
What is the Axis Horizon welcome bonus?
5,000 EDGE Miles, credited when your first transaction of ₹1,000 or more posts within 30 days of card issuance. From the second year, paying the annual fee earns a 1,500 EDGE Miles renewal benefit.
Which transfer partners does Axis Horizon have in 2026?
Around 22 programmes at 1 EDGE Mile = 1 partner mile, including Aeroplan, Etihad, JAL, KrisFlyer, Turkish, United, Flying Blue, Air India Maharaja Club, Qantas, Club ITC, IHG, Wyndham, Radisson and Orchid Rewards. On 2 April 2026 Axis removed Accor, Marriott Bonvoy and Qatar Privilege Club, and added British Airways Club, Finnair Plus and Vietnam Airlines Lotusmiles at a reduced 2:1.
How much lounge access does Axis Horizon give?
On the Visa Signature variant: 8 complimentary domestic lounge visits per quarter (up to 32 a year) plus 2 international visits per quarter (8 a year) for the primary cardholder. Guest visits are chargeable.
Is there a fee waiver or milestone on Axis Horizon?
No. The ₹3,000 + GST annual fee has no spend-based waiver, and the card has no spend milestones — its value is concentrated in earn rate, the 1:1 transfer ratio and lounge access.
Axis Horizon vs Axis Atlas — which earns more miles?
Atlas converts at 1:2, so each EDGE Mile becomes two partner miles versus Horizon's one — but Atlas has a much tighter 30,000-mile Group A annual transfer cap, a ₹5,000 fee and tier-based lounge access. Horizon trades raw yield for caps five times larger and a lower fee. Heavy transferrers to marquee airlines often hit Atlas's cap fast; Horizon rarely caps anyone.
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