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Axis Horizon

Built for frequent flyers.

Axis Bank Horizon Credit Card

EDGE Miles

Lounge access

Welcome bonus

EDGE Miles

Earn 5 EDGE Miles per ₹100 on Axis Travel EDGE and direct airline bookings; 2 elsewhere.

Lounge access

Up to 32 domestic and 8 international airport lounge visits each year.

Welcome bonus

5,000 EDGE Miles welcome benefit on spending ₹1,000 within 30 days of issuance.

Axis Horizon: fees & key facts

Axis Horizon credit card fees and key facts
Joining fee₹3,000 + GST
Annual fee₹3,000 + GST — no spend-based waiver
Welcome benefit5,000 EDGE Miles on the first transaction of ₹1,000+ within 30 days
Renewal benefit1,500 EDGE Miles every anniversary from year 2
Rewards5 EM per ₹100 on Travel EDGE portal + direct airline spends; 2 EM per ₹100 elsewhere
Transfers1 EM = 1 partner mile to ~22 programmes (British Airways, Finnair and Vietnam Airlines at 2:1 since 2 April 2026)
Transfer caps1,00,000 EM to Group A + 4,00,000 EM to Group B per calendar year
Lounge accessUp to 32 domestic (8/quarter on Visa Signature) + 8 international visits a year
Forex markup3.5% + GST
ExclusionsNo miles on fuel, rent, wallets, utilities, insurance, education, government or transit spends

Who should get it

Horizon is Axis's mid-tier miles card: a flat 1 EDGE Mile = 1 partner mile to roughly 22 programmes, 5 EM per ₹100 on Travel EDGE portal and direct airline bookings, and generous transfer headroom (1 lakh Group A / 5 lakh total a year) that comfortably out-caps Atlas.

Pick it if you book flights directly with airlines and want straightforward 1:1 transfers without milestone games. Note what it lacks: no fee waiver, no milestones, and hotel bookings don't earn the accelerated rate. After the April 2026 partner change, Avios transfers (British Airways) cost double — plan around KrisFlyer, Flying Blue or Club ITC instead.

Axis Horizon FAQs

What is the Axis Horizon welcome bonus?

5,000 EDGE Miles, credited when your first transaction of ₹1,000 or more posts within 30 days of card issuance. From the second year, paying the annual fee earns a 1,500 EDGE Miles renewal benefit.

Which transfer partners does Axis Horizon have in 2026?

Around 22 programmes at 1 EDGE Mile = 1 partner mile, including Aeroplan, Etihad, JAL, KrisFlyer, Turkish, United, Flying Blue, Air India Maharaja Club, Qantas, Club ITC, IHG, Wyndham, Radisson and Orchid Rewards. On 2 April 2026 Axis removed Accor, Marriott Bonvoy and Qatar Privilege Club, and added British Airways Club, Finnair Plus and Vietnam Airlines Lotusmiles at a reduced 2:1.

How much lounge access does Axis Horizon give?

On the Visa Signature variant: 8 complimentary domestic lounge visits per quarter (up to 32 a year) plus 2 international visits per quarter (8 a year) for the primary cardholder. Guest visits are chargeable.

Is there a fee waiver or milestone on Axis Horizon?

No. The ₹3,000 + GST annual fee has no spend-based waiver, and the card has no spend milestones — its value is concentrated in earn rate, the 1:1 transfer ratio and lounge access.

Axis Horizon vs Axis Atlas — which earns more miles?

Atlas converts at 1:2, so each EDGE Mile becomes two partner miles versus Horizon's one — but Atlas has a much tighter 30,000-mile Group A annual transfer cap, a ₹5,000 fee and tier-based lounge access. Horizon trades raw yield for caps five times larger and a lower fee. Heavy transferrers to marquee airlines often hit Atlas's cap fast; Horizon rarely caps anyone.

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