EDGE Miles
Earn 5 EDGE Miles per ₹100 on Axis Travel EDGE and direct airline bookings; 2 elsewhere.
Axis Horizon
Built for frequent flyers.
Earn
5 EM/₹100 airlines + Travel EDGE
Base
2 EM/₹100 on eligible spends
Transfers
27 programmes: mostly 1:1; selected partners 2:1
Lounge
Visa 8 domestic/qtr, Mastercard 6; international 2/qtr
Caveat
No spend-based waiver; eligible Burgundy fee-free cohort excludes welcome/renewal miles
Lounge access
Visa: 8 domestic visits/quarter; Mastercard: 6 domestic visits/quarter. Both: 2 international visits/quarter, subject to the eligible lounge programme
Welcome bonus
5,000 EDGE Miles on the first transaction of ₹1,000+ within 30 days Eligible Burgundy Savings accounts opened/onboarded from 1 July 2026 may receive nil joining/annual fees; those cards do not receive the paid-card welcome and renewal miles
Axis Horizon: fees & key facts
| Joining fee | ₹3,000 + GST |
|---|---|
| Annual fee | ₹3,000 + GST — no spend-based waiver |
| Welcome benefit | 5,000 EDGE Miles on the first transaction of ₹1,000+ within 30 days |
| Renewal benefit | 1,500 EDGE Miles every anniversary from year 2 |
| Rewards | 5 EM per ₹100 on Travel EDGE portal + direct airline spends; 2 EM per ₹100 elsewhere |
| Transfers | 27 listed programmes: 1 EDGE Mile = 1 partner point for most partners; Accor ALL, British Airways, Cathay, Finnair, Qatar, Vietnam and standard IndiGo convert at 2:1. IndiGo has a separate limited-period 1:1 introductory offer, subject to availability. |
| Transfer caps | 1,00,000 EM to Group A + 4,00,000 EM to Group B per calendar year |
| Lounge access | Visa: 8 domestic visits/quarter; Mastercard: 6 domestic visits/quarter. Both: 2 international visits/quarter, subject to the eligible lounge programme |
| Forex markup | 3.5% + GST |
| Exclusions | No miles on fuel, rent, wallets, utilities, insurance, education, government or transit spends |
| Burgundy fee exception | Eligible Burgundy Savings accounts opened/onboarded from 1 July 2026 may receive nil joining/annual fees; those cards do not receive the paid-card welcome and renewal miles |
| Travel EDGE booking | Travel EDGE currently accepts points/miles or points/miles plus card; card-only booking is unavailable during the platform upgrade. Minimum redemption: 300 EDGE Reward Points or 500 EDGE Miles. |
View all 27 transfer programmes and current ratios
Ratios below mean EDGE Miles:partner points. Calendar-year caps are 5,00,000 total, 1,00,000 to Group A and 4,00,000 to Group B, per customer ID.
| Programme | Group | Ratio |
|---|---|---|
| All - The limitless hotel loyalty programme | A | 2:1 |
| Air Asia | B | 1:1 |
| Aeroplan | A | 1:1 |
| Flying Blue | A | 1:1 |
| Air India | A | 1:1 |
| The British Airways Club | A | 2:1 |
| Cathay | A | 2:1 |
| Ethiopian Airlines | A | 1:1 |
| Etihad Guest | A | 1:1 |
| Finnair Plus | A | 2:1 |
| Hilton Honors | B | 1:1 |
| IHG One Rewards | B | 1:1 |
| IndiGo BluChip | B | 2:1 |
| JAL Mileage Bank | A | 1:1 |
| Miles & More | B | 1:1 |
| Orchid Rewards | B | 1:1 |
| The Postcard Sunshine Club | B | 1:1 |
| Qantas Frequent Flyer | A | 1:1 |
| Privilege Club | A | 2:1 |
| Radisson Rewards | B | 1:1 |
| Singapore Airlines | A | 1:1 |
| SpiceJet | B | 1:1 |
| Royal Orchid Plus | A | 1:1 |
| Turkish Airlines | A | 1:1 |
| United MileagePlus | A | 1:1 |
| Lotusmiles (Vietnam Airlines) | A | 2:1 |
| Wyndham Rewards | A | 1:1 |
IndiGo also has a limited-period introductory 1:1 offer. The bank can withdraw it; confirm the transfer screen before using the promotional ratio. Transfers go to your own loyalty account and are irreversible. Miles & More has a separate 200,000 partner-mile annual ceiling in addition to the card’s group caps.
Axis live transfer terms · checked 5 October 2026Public issuer terms checked 3 October 2026.
Who should get it
Horizon earns 5 EDGE Miles per ₹100 on eligible airlines/Travel EDGE and 2 elsewhere. Its 500,000-mile yearly transfer ceiling is split into 100,000 Group A and 400,000 Group B miles.
Most of the 27 listed programmes convert at 1:1; Accor, British Airways, Cathay, Finnair, Qatar, Vietnam and standard IndiGo require 2 miles per partner point. Network-specific lounges and eligible Burgundy fee-free issuance should be checked before applying.
Reward exclusions
Transactions that do not earn EDGE Miles
Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.
- Transportation, tolls, utilities and telecom
- Insurance, education and government payments
- Wallets, gift cards, rent and fuel
- EMI, loan-on-card, balance transfers and cash withdrawals
- Fees, charges, GST and disputed or reversed transactions
Checked 3 October 2026Axis Horizon terms
Axis Horizon FAQs
What is the Axis Horizon welcome bonus?
Paid cards receive 5,000 EDGE Miles when the first transaction of ₹1,000 or more posts within 30 days of issuance. From the second year, annual-fee payment earns 1,500 renewal miles. Eligible Burgundy nil-fee cards do not receive the paid-card welcome or renewal miles.
Which transfer partners does Axis Horizon have in 2026?
27 listed programmes: 1 EDGE Mile = 1 partner point for most partners; Accor ALL, British Airways, Cathay, Finnair, Qatar, Vietnam and standard IndiGo convert at 2:1. IndiGo has a separate limited-period 1:1 introductory offer, subject to availability.
How much lounge access does Axis Horizon give?
Visa: 8 domestic visits/quarter; Mastercard: 6 domestic visits/quarter. Both: 2 international visits/quarter, subject to the eligible lounge programme
Is there a fee waiver or milestone on Axis Horizon?
The standard ₹3,000 + GST annual fee has no spending waiver and there are no spending milestones. Eligible Burgundy Savings customers onboarded from 1 July 2026 can receive nil joining/annual fees, without paid-card welcome or renewal miles. Transfers use partner-specific ratios.
Axis Horizon vs Axis Atlas — which earns more miles?
For most partners, Atlas converts 1 EDGE Mile to 2 partner points and Horizon converts 1:1. Both convert selected programmes, including Accor, at 2:1; Atlas has additional 1:1 exceptions. Atlas has a 150,000-mile annual ceiling with 30,000 to Group A, versus Horizon's 500,000 total with 100,000 to Group A. Compare your chosen partner, eligible earning and fee terms before deciding.
What is the Axis Horizon annual fee?
₹3,000 + GST — no spend-based waiver. Eligible Burgundy Savings accounts opened/onboarded from 1 July 2026 may receive nil joining/annual fees; those cards do not receive the paid-card welcome and renewal miles
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