Revised earning
4 SBI RP/₹100 on eligible ordinary purchases; 10 RP/₹100 on qualifying Air India bookings. Convert 1 SBI RP to 1 Maharaja Point; award value varies.
SBI Card · Visa
An existing-cardholder Air India miles guide: 4 points/₹100 base and 10 on eligible Air India tickets. New issuance is discontinued.
New issuance discontinued. This guide is for existing cardholders; the bank link opens current notices and servicing terms.
Status
New issuance discontinued 10 Oct 2024
Air India
10 RP/₹100 on eligible bookings
Base
4 RP/₹100; 1:1 Maharaja conversion
Anniversary
5,000 RP under renewal terms
4 SBI RP/₹100 on eligible ordinary purchases; 10 RP/₹100 on qualifying Air India bookings. Convert 1 SBI RP to 1 Maharaja Point; award value varies.
Annual bonus tiers: 20,000 RP at ₹5 lakh, another 30,000 at ₹10 lakh and another 50,000 at ₹20 lakh; up to 1 lakh bonus RP.
8 domestic lounge visits/year, maximum 2/quarter, under participating-lounge rules. Priority Pass membership does not mean complimentary international visits; usage fees can apply.
| Availability | New issuance discontinued from 10 October 2024, per SBI customer notice. Information here is for existing cardholders. |
|---|---|
| Joining and annual fees | ₹4,999 + applicable taxes under published card terms; the joining fee is historical because new issuance is closed. |
| Current earning | 4 RP/₹100 on other eligible purchases; 10 RP/₹100 on eligible Air India ticket bookings. Revised from 31 March 2025. |
| Air India conversion | 1 SBI Reward Point = 1 Air India Maharaja Point. The airline partner says converted points post within 7 days and have 24-month validity from credit; check the live airline account rules. |
| Welcome and renewal | Historical welcome: 20,000 RP after joining-fee payment. Anniversary: 5,000 RP under renewal terms. A welcome award is not available as a new application offer. |
| Annual milestones | 20,000 RP at ₹5 lakh, an additional 30,000 at ₹10 lakh and 50,000 at ₹20 lakh eligible annual retail spend. |
| Lounge access | 8 domestic visits/year, maximum 2/quarter, subject to participating lounges and issuer programme. Priority Pass usage is chargeable unless an account-specific complimentary allowance is expressly confirmed. |
| Reward exclusions | Fuel, cash advances, balance transfers, fees, Flexipay/merchant EMI and wallet loads do not earn under the linked booklet. Signature also excludes rent and specified government MCCs. Later notices and issued-card terms apply. |
Public issuer terms checked 15 October 2026.
New issuance closed; 31 March 2025 earning revision takes precedence over older pages. Historical welcome benefits are labelled. Exact lounge entitlements and later account communications must be checked by existing holders.
This card is covered for existing holders. SBI discontinued new issuance on 10 October 2024, so this page is not an invitation to apply for a new card.
The useful comparison is annual fee versus the Air India miles you can actually redeem. Airline points are not fixed-value cashback, and award taxes and availability affect their value.
Use the revised earning from 31 March 2025. Older marketing that promises 15 or 30 points per ₹100 on Air India tickets is superseded.
Reward exclusions
Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.
New issuance closed; 31 March 2025 earning revision takes precedence over older pages. Historical welcome benefits are labelled. Exact lounge entitlements and later account communications must be checked by existing holders.
No. SBI says new issuance was discontinued on 10 October 2024. Use this page to understand an existing card and contact SBI for account-specific servicing.
No. From 31 March 2025 the relevant accelerated rate is 10 RP per ₹100, subject to eligible booking channels and bank terms.
No. The transfer is 1:1, but the value depends on the flight award, availability, fees and the airline programme.
Priority Pass membership alone does not make visits free. Check current account entitlements and visit/guest charges before entering.
Application links on this page may earn Book1A an incentive at no extra cost to you — see our affiliate disclosure.