Axis Bank · Confirm issued network

IndianOil Easy Axis Bank

An FD-backed IndianOil option with nil joining and annual fees in Axis’s current catalogue; confirm the issued-card fuel terms before funding the deposit.

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Security

FD-backed; bank lien applies

Fees

Nil joining and annual fees in catalogue

Fuel

Up to 4% advertised; confirm Easy caps

Welcome

Up to 1,250 points; activation terms apply

Fee: Nil
Security: Fixed deposit
Fuel: Up to 4%*

Secured card & fees

Axis’s current catalogue lists IndianOil Easy with nil joining and annual fees and an application journey linked to a fixed deposit. The deposit remains subject to lien and bank security terms.

Published fuel features

The catalogue advertises up to 4% value back on IndianOil fuel and up to 1,250 EDGE REWARD Points on the first qualifying fuel transaction. Confirm Easy-specific caps and activation terms in the issued-card agreement.

Confirm your issued terms

Use this page to compare the secured option, then review the bank’s final deposit requirement, credit limit, network and KFS. No unverified minimum FD or UPI reward rate is promised.

IndianOil Easy Axis Bank: fees & key facts

IndianOil Easy Axis Bank credit card fees and key facts
Card type	Secured IndianOil Easy variant, linked to an Axis fixed deposit. Deposit lien and credit limit follow the bank’s accepted offer.
Joining and annual fees	Nil joining and annual fees in Axis’s current card catalogue. Confirm final issued-card KFS; the regular card’s ₹500 fee must not be copied to Easy.
Published fuel benefit	Current catalogue advertises 4% value back on IndianOil fuel and up to 1,250 EDGE REWARD Points on the first fuel transaction. Easy-specific caps, spend range and activation deadline require confirmation in issued terms.
Deposit and limit	Application is through the bank’s FD/card journey. No independently verified Easy-specific minimum FD, loan-to-value or guaranteed limit is stated here.
Network and UPI	Confirm the issued network and eligibility for credit-card UPI. A RuPay benefit from another IndianOil variant is not automatically applicable.
Important distinction	Easy is FD-backed; regular IndianOil and Premium have different fees/reward programmes. Do not compare all three as the same product.

Public issuer terms checked 15 October 2026.

Bank catalogue confirms Easy nil fees and published fuel headline, and links to an FD journey. Separate Easy-specific full reward/FD terms were not independently retrievable; caps and network are not copied from the unsecured card.

Axis current catalogue including IndianOil Easy Axis comparison listing

Who should get it

IndianOil Easy is the fixed-deposit-backed variant. Axis lists it separately from the regular unsecured and Premium cards; nil annual fees do not mean the card requires no deposit.

The public catalogue confirms nil joining/annual fees and advertises up to 4% fuel value, but does not expose a separate complete Easy rewards schedule. Confirm cap, qualifying transaction range, deposit lien and network in the accepted KFS; do not automatically copy the unsecured card’s ₹500 fee.

Compare the regular, Easy and Premium variants before applying: fees, security, rewards currency and eligibility differ.

Reward exclusions

Transactions that do not earn Rewards

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

Only eligible settled retail transactions qualify under the issued-card schedule
Cash, fees, reversals and excluded transactions do not count; obtain Easy-specific reward terms

Bank catalogue confirms Easy nil fees and published fuel headline, and links to an FD journey. Separate Easy-specific full reward/FD terms were not independently retrievable; caps and network are not copied from the unsecured card.

Checked 15 October 2026Axis current catalogue including IndianOil Easy Axis comparison listing

IndianOil Easy Axis Bank FAQs

Is IndianOil Easy lifetime free?

Axis’s current catalogue lists nil joining and annual fees, but it is FD-backed. A deposit and lien are separate from the annual fee; confirm the accepted KFS.

Are Easy and regular IndianOil identical?

No. Axis lists Easy as a secured option with nil fees. A separate complete Easy reward schedule was not independently available, so do not assume every unsecured-card cap or UPI rate applies.

What minimum FD is needed?

Check the live bank FD/card journey. This page does not promise an unverified minimum deposit or guaranteed credit limit.

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