Jun 5, 2026
The HDFC SmartBuy Story: How a “Boring” Credit Card Can Become a 5%-33% Rewards Machine
When I started my credit-card journey, I did what most people do. I swiped. I earned 1%-2%. I felt smart. And honestly, that…
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Essays on money, cards & travel.
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Scapia Credit Card Review 2026: The Lifetime-Free Travel Card That Became a Lifestyle Card
The Scapia Credit Card started as a simple zero forex card. In 2026, it feels bigger than that. It still gives the benefit most people know it for: 0% forex markup on international transactions. But Scapia has also…
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Jun 5, 2026
I Spent ₹4,00,000 on AMEX Credit Cards and Got a 5-Day Sri Lanka Vacation Worth ₹1.4L-₹1.7L for free. Almost 35% to 42% value on my spends.
In 2024 and 2025, I followed a simple but disciplined AMEX credit card strategy. The result? I spent around ₹4,01,250 across my…
Jun 5, 2026
American Express Platinum Reserve Credit Card Review: The Most Underrated Amex in 2026?
The American Express Platinum Reserve Credit Card was never the obvious Amex card to recommend broadly. Its base reward rate is average, the annual…
Jun 5, 2026
SBI BPCL Octane Credit Card Review: Turning Fuel Bills Into Rewards
The SBI BPCL OCTANE Credit Card is one of the strongest fuel credit cards in India for people who regularly refuel at BPCL petrol…
Mar 29, 2026
BOB Eterna: Premium On Paper. Profitable In Practice
A Buffer-inspired redesign of the BoB Eterna review with pastel feature cards, reward math, tables, dark mode support, and a clearer verdict.