Axis Atlas

Travel miles card with tiered lounge benefits.

Check availability for Axis AtlasAXIS

Confirm current availability with Axis Bank

Travel

5 EDGE Miles per Rs 100 on eligible travel spends

Base

2 EDGE Miles per Rs 100 on eligible regular spends

Transfers

27 programmes: mostly 1:2; selected partners 2:1 or 1:1

Lounge

Up to 18 domestic + 12 international visits/year

5 EM travel

Mostly 1:2 transfers

Tier lounges

Travel earn rate

Earn 5 EDGE Miles per Rs 100 on eligible airlines, hotels and Travel EDGE spends up to Rs 2L per calendar month.

Partner transfers

27 listed programmes: 1 EDGE Mile = 2 partner points for most partners; Accor ALL, British Airways, Cathay, Finnair, Qatar, Vietnam and standard IndiGo convert at 2:1. Miles & More, Orchid Rewards and Radisson convert at 1:1. IndiGo has a separate limited-period 1:2 introductory offer, subject to availability.

Milestone miles

Earn 2,500 EM at Rs 3L, another 2,500 EM at Rs 7.5L and 5,000 EM at Rs 15L eligible annual spends.

Tiered lounge access

Silver, Gold and Platinum tiers scale from 8 domestic and 4 international visits to 18 domestic and 12 international visits yearly.

Check application availability

Check current sourcing or upgrade availability with Axis; the public product terms do not confirm a blanket pause in new applications

Axis Atlas: fees & key facts

Axis Atlas credit card fees and key facts
Joining fee	Rs 5,000 + GST
Annual fee	Rs 5,000 + GST
Application status	Check current sourcing or upgrade availability with Axis; the public product terms do not confirm a blanket pause in new applications
Welcome benefit	2,500 EDGE Miles
Renewal benefit	Gold tier: 2,500 EDGE Miles; Platinum tier: 5,000 EDGE Miles
Travel rewards	5 EDGE Miles per Rs 100 on eligible airline, hotel and Travel EDGE portal spends up to Rs 2 lakh per calendar month; above that, 2 EDGE Miles per Rs 100
Base rewards	2 EDGE Miles per Rs 100 on other eligible spends
Milestones	2,500 EDGE Miles at Rs 3 lakh spends, another 2,500 at Rs 7.5 lakh, and 5,000 at Rs 15 lakh eligible annual spends
Transfer partners	27 listed programmes: 1 EDGE Mile = 2 partner points for most partners; Accor ALL, British Airways, Cathay, Finnair, Qatar, Vietnam and standard IndiGo convert at 2:1. Miles & More, Orchid Rewards and Radisson convert at 1:1. IndiGo has a separate limited-period 1:2 introductory offer, subject to availability.
Transfer caps	Group A cap: 30,000 EDGE Miles/year; Group B cap: 1,20,000 EDGE Miles/year; overall cap: 1,50,000 EDGE Miles/year
Tier lounge access	Silver: 8 domestic + 4 international visits/year; Gold: 12 domestic + 6 international; Platinum: 18 domestic + 12 international
Forex markup	3.5% + GST, around 4.13%
Fuel waiver	1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000
Exclusions	No EDGE Miles and no milestone/tier credit for categories such as wallet, rent, fuel, insurance, utilities, government institutions, gold and jewellery
Travel EDGE booking	Travel EDGE currently accepts points/miles or points/miles plus card; card-only booking is unavailable during the platform upgrade. Minimum redemption: 300 EDGE Reward Points or 500 EDGE Miles.

View all 27 transfer programmes and current ratios

Ratios below mean EDGE Miles:partner points. Calendar-year caps are 1,50,000 total, 30,000 to Group A and 1,20,000 to Group B, per customer ID.

Standard Axis transfer ratios checked 5 October 2026
Programme	Group	Ratio
All - The limitless hotel loyalty programme	A	2:1
Air Asia	B	1:2
Aeroplan	A	1:2
Flying Blue	A	1:2
Air India	A	1:2
The British Airways Club	A	2:1
Cathay	A	2:1
Ethiopian Airlines	A	1:2
Etihad Guest	A	1:2
Finnair Plus	A	2:1
Hilton Honors	B	1:2
IHG One Rewards	B	1:2
IndiGo BluChip	B	2:1
JAL Mileage Bank	A	1:2
Miles & More	B	1:1
Orchid Rewards	B	1:1
The Postcard Sunshine Club	B	1:2
Qantas Frequent Flyer	A	1:2
Privilege Club	A	2:1
Radisson Rewards	B	1:1
Singapore Airlines	A	1:2
SpiceJet	B	1:2
Royal Orchid Plus	A	1:2
Turkish Airlines	A	1:2
United MileagePlus	A	1:2
Lotusmiles (Vietnam Airlines)	A	2:1
Wyndham Rewards	A	1:2

IndiGo also has a limited-period introductory 1:2 offer. The bank can withdraw it; confirm the transfer screen before using the promotional ratio. Transfers go to your own loyalty account and are irreversible. Miles & More has a separate 200,000 partner-mile annual ceiling in addition to the card’s group caps.

Axis live transfer terms · checked 5 October 2026

Public issuer terms checked 3 October 2026.

Axis Atlas privileges Axis Atlas programme terms Axis Travel EDGE transfer terms

Who should get it

Atlas suits travellers who can use its 5 EDGE Miles per ₹100 travel rate and milestones at ₹3 lakh, ₹7.5 lakh and ₹15 lakh. The annual transfer ceiling is 150,000 miles, split into 30,000 Group A and 120,000 Group B miles.

Transfers are partner-specific across 27 listed programmes: most 1:2, selected partners 2:1, and Miles & More, Orchid Rewards and Radisson 1:1. Check sourcing availability with Axis; suspension of app-based lounge booking does not establish that all applications or lounge access are paused.

Reward exclusions

Transactions that do not earn EDGE Miles

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

Gold, jewellery, rent and insurance
Government, utilities, telecom and fuel
Wallets and gift cards
Bridge fees, road fees and tolls

The issuer also excludes these categories when calculating milestones and tier qualification. The listed exclusions do not include education.

Checked 3 October 2026Axis Atlas terms

Axis Atlas FAQs

Are Axis Atlas applications open?

Confirm current sourcing or upgrade availability with Axis Bank. The public product terms checked on 3 October 2026 do not establish a blanket application pause. Suspension of the app-based lounge-booking route is a separate issue.

What is the Axis Atlas annual fee?

The card has a joining fee and annual fee of Rs 5,000 plus GST. It gives 2,500 EDGE Miles as the welcome benefit, and Gold or Platinum tier members receive renewal EDGE Miles.

How many EDGE Miles does Axis Atlas earn?

It earns 5 EDGE Miles per Rs 100 on eligible airline, hotel and Travel EDGE spends up to Rs 2 lakh per calendar month, then 2 EDGE Miles per Rs 100. Other eligible spends earn 2 EDGE Miles per Rs 100.

What are Axis Atlas milestone benefits?

Cardholders earn 2,500 EDGE Miles at Rs 3 lakh annual eligible spends, another 2,500 at Rs 7.5 lakh, and 5,000 EDGE Miles at Rs 15 lakh.

What lounge access does Axis Atlas provide?

Lounge access depends on tier. Silver gets 8 domestic and 4 international visits per year, Gold gets 12 domestic and 6 international, and Platinum gets 18 domestic and 12 international.

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