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IndusInd Bank · Visa / RuPay

IndusInd EazyDiner Platinum

Lifetime-free dining savings, monthly movie offers and a RuPay option for merchant UPI payments.

EazyDiner IndusInd Bank Platinum Visa card artwork from the issuer benefit guide; RuPay variant also available

PayEazy

20% extra off; ₹500/payment; 3 uses/month

Fees

No joining or annual fee

Movies

BOGO up to ₹200; once/month

Prime

3 months initially; spend-based renewal

PayEazy dining

PayEazy: extra 20% off, maximum ₹500 per payment, three uses per calendar month at participating restaurants. Direct POS and UPI payments do not get this discount.

Monthly movies

BookMyShow: buy one movie ticket, get a second ticket discounted up to ₹200, once per calendar month. Optional food-and-beverage discount up to ₹50 under the offer terms.

Prime & milestones

Three-month Prime welcome membership and 500 EazyPoints; eligible ₹30,000 spend in 90 days renews Prime. A separate 2,000-card-point milestone excludes dining.

IndusInd EazyDiner Platinum: fees & key facts

IndusInd EazyDiner Platinum credit card fees and key facts
Joining & annual feesNil joining and annual fee. Lifetime free does not waive interest, late-payment or other transaction charges.
PayEazy diningExtra 20% off, up to ₹500 each, three uses per calendar month. Pay with this card inside PayEazy at an enabled restaurant. No extra discount for direct POS, UPI or wallets; same-restaurant payments within 120 minutes do not qualify.
MoviesBookMyShow BOGO: buy at least two tickets; second-ticket discount up to ₹200 once/calendar month. Optional F&B offer capped ₹50/month. Select the eligible bank offer and pay the balance with this card.
WelcomeThree-month EazyDiner Prime membership plus 500 welcome EazyPoints. Restaurant deals and EazyPoints use the partner programme terms.
Prime renewalSpend ₹30,000 in each 90-day period for another three months of Prime. Only settled eligible spend counts; cash, EMI, fees, interest and charges excluded. Primary-holder benefit; add-on spend counts.
Milestone2,000 card RP (₹400 EazyDiner redemption value) for ₹30,000 eligible spend every 90 days. Dining MCCs 5811, 5812, 5813, 5462 and 5814, cash, EMI and charges do not count. This is separate from Prime renewal.
Rewards2 card RP/₹100 on eligible ordinary spend; 0.7 RP/₹100 on insurance, rent, utilities and government. Fuel earns no RP. Credit-limit spend per statement cycle limits earning.
Redemption & expiry1 card RP = ₹0.20: 0.4% ordinary or 0.14% reduced-category app value. EazyDiner app redemption only, not statement cashback or airline transfers. Card RP expire at each anniversary-year end; EazyPoints are separate.
RuPay & UPIMerchant UPI payments require the RuPay variant and eligible merchant acceptance. Visa cannot be linked as a credit card on UPI. UPI capability does not make PayEazy discounts available on QR payments.
Fuel & loungesFuel has no reward points. The issuer lists a separate 1% fuel surcharge waiver subject to its terms; GST on the surcharge remains payable. No complimentary airport-lounge entitlement is claimed.

Public issuer terms checked 30 October 2026.

Checked the issuer product, linked offer terms and August 2026 RuPay announcement. Platinum and Signature have different fees, reward rates and movie entitlements. No application or real redemption performed; accepted issuer and partner terms apply.

Platinum product, fees, rewards and RuPay optionExtra 20% PayEazy termsCard reward redemption and expiryPrime renewal conditions2,000-point milestone conditionsBookMyShow Platinum offerAugust 2026 RuPay launchPlatinum benefit guide and artwork

Who should get it

A no-annual-fee option for regular PayEazy diners. The dining allowance is smaller than Signature, but Platinum retains a monthly movie offer and has a RuPay variant.

This is app-redemption value, not statement cashback. The restaurant discount, card reward points and EazyPoints are separate benefits.

Reward exclusions

Transactions that do not earn Card reward points (not EazyPoints)

Eligibility follows the merchant category code and transaction data received by the issuer, so the merchant name alone may not determine whether a transaction earns rewards.

  • Fuel earns no card RP
  • Spend above the assigned credit limit per statement cycle earns no RP

Insurance, rent, utilities and government earn a reduced 0.7 RP/₹100. Dining MCCs are excluded from the 2,000-point milestone, not ordinary Platinum earning. Cash, EMI and account charges do not qualify for the milestone or Prime-renewal spend tests. Non-PayEazy payments receive no extra dining discount. RuPay merchant UPI and account terms apply.

Checked 30 October 2026Platinum product, fees, rewards and RuPay optionCard reward redemption and expiry2,000-point milestone conditions

IndusInd EazyDiner Platinum FAQs

Is EazyDiner Platinum lifetime free?

Yes. Joining and annual fees are nil; other card charges can still apply.

Can I get 20% off when paying the restaurant by UPI?

No. The extra discount requires this card through PayEazy in the EazyDiner app. It is limited to ₹500 each and three uses a month.

Do dining purchases count towards the 2,000-point milestone?

No. The listed dining MCCs are excluded. Prime renewal has a separate eligible-spend test; do not treat the two benefits as identical.

Does Platinum lose movies because Signature discontinued them?

No. The current Platinum product and BookMyShow terms list its own monthly BOGO offer, capped at ₹200. Signature has different terms.

Are the reward points cashback?

No. Card RP redeem in EazyDiner at ₹0.20 each and expire at the anniversary-year end. They are distinct from EazyPoints.

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