Affiliate Disclosure

Book 1A's primary business is paid memberships. Alongside that, some links on this site are affiliate links: if you apply for a credit card or buy from a Store 1A partner brand through them, Book 1A LLP may earn a referral commission. You never pay extra for using our links, and many of our recommendations earn us nothing at all.

You will find affiliate links in three places:

• Credit card application links on /apply and individual card pages (marked with notes like "You'll apply on Axis Bank"). Issuers or their marketing partners may pay us when an application submitted through our link is approved.
• Store 1A (/store) partner brand links and BOOK1A discount codes. Partner brands pay us a commission on purchases made through our links or codes.
• Occasional partner links inside blog guides, which are individually disclosed in the article.

Affiliate application links carry rel="sponsored" markup so search engines can identify them too.

Commissions do not decide our recommendations:

• Cards we feature must pass one test — would at least one founder carry it? Several cards we rate highest (and recommend to paying members) have no affiliate program at all.
• Devaluations and downsides get reported even when they hurt a card we earn from.
• Calculator results, transfer-partner data and blog analysis are never adjusted for commercial reasons.

Membership advice is bound by an even stricter rule: members pay us for the answer that is right for them, not for any issuer.

Beyond it being the honest thing to do, this disclosure follows the spirit of the ASCI Guidelines for Influencer Advertising in Digital Media and Google's guidance on sponsored links. If anything on the site looks insufficiently disclosed, tell us and we will fix it.

Write to hello@book1a.com — we read everything. For the legal fine print, see our Terms of Use and the Store 1A Terms & Conditions.