IDFC FIRST Bank · Mastercard World / Visa Infinite
IDFC Mayura
A premium IDFC FIRST travel card with zero forex, strong lounge access, staged welcome points, movies, golf and CFAR protection.
- Zero forex
- Lounge
- Travel
- Earn 5X RP per Rs 150 up to Rs 20,000 spends, 10X on incremental monthly spends above Rs 20,000, and 5X on international spends.
- Get zero forex markup, 4 domestic plus 4 international lounge visits per quarter, railway lounges, BOGO movies, golf and trip cancellation cover.
- Fee
- Rs 5,999 + GST No waiver
- Forex
- 0%
- Welcome
- Up to 12K RP
At a glance
IDFC Mayura highlights
- Forex
- 0% foreign currency markup
- Rewards
- 5X up to Rs 20K, 10X above Rs 20K per cycle
- Lounge
- 4 domestic + 4 international visits/quarter
- Movies
- BOGO up to Rs 500, twice per month
IDFC Mayura: fees & key facts
| Joining fee | Rs 5,999 + GST, charged upfront before card dispatch |
|---|---|
| Annual fee | Rs 5,999 + GST |
| Spend-based waiver | Not available |
| Welcome benefit | Up to 12,000 Reward Points: 4,000 RP on joining fee payment, 4,000 RP on spends above Rs 20,000 in the second statement cycle, and 4,000 RP on spends above Rs 20,000 in the third statement cycle |
| Base rewards | 5X Reward Points per Rs 150 on spends up to Rs 20,000 in a statement cycle |
| Incremental rewards | 10X Reward Points per Rs 150 on incremental spends above Rs 20,000 in a statement cycle |
| International spends | 5X Reward Points per Rs 150 and zero foreign currency markup |
| Restricted categories | 3X Reward Points per Rs 150 on rent, wallet load, education and government transactions; 1X per Rs 150 on insurance and utilities |
| No rewards | No rewards on fuel, EMI-converted transactions, fees or charges, loan on card, balance transfer and cash withdrawals |
| Reward value | 1 RP = Rs 0.50 for travel bookings through IDFC Travel & Shop; 1 RP = Rs 0.25 elsewhere |
| Travel accelerators | Through IDFC Travel & Shop: 50 bonus RP per Rs 150 on hotels, 30 bonus RP per Rs 150 on flights, capped at 25,000 bonus RP per month |
| Redemption cap | Maximum 300,000 Reward Points can be redeemed each year |
| Domestic lounge | 4 complimentary domestic airport lounge visits per quarter, including 1 guest visit within the 4-visit allowance; spend eligibility applies |
| International lounge | 4 complimentary international lounge visits per quarter |
| Railway lounge | 4 complimentary railway lounge visits per quarter, up to 16 per year; from 20 February 2025, unlocked after Rs 20,000 previous-month spends |
| Movies | Buy-one-get-one on movie tickets via District by Zomato, up to Rs 500 off on the second ticket, twice per month |
| Trip cancellation | Cancel For Any Reason insurance up to Rs 50,000, twice a year, for eligible non-refundable flight or hotel bookings made with the card |
| Golf | 2 complimentary golf rounds or lessons every month |
| Postcard Hotels | Flat Rs 5,000 off on The Postcard hotel stays in India on minimum booking of Rs 25,000, once per calendar quarter, valid until 10 February 2027 |
| Annual benefit | 7,500 RP on Rs 8 lakh previous-card-anniversary-year spends or 15,000 RP on Rs 15 lakh spends; only one annual benefit can be availed |
| Fuel surcharge waiver | 1% waiver on fuel transactions between Rs 200 and Rs 5,000, capped at Rs 300 per statement cycle |
| Cash advance charge | Rs 199 |
Last verified 4 July 2026. Issuer terms and offers can change; confirm them before applying.
Who should get it
IDFC FIRST Mayura is a premium travel card with a striking metal-style peacock design, zero forex markup and broad lounge access. It is especially interesting for users who travel internationally or spend meaningfully every month.
The reward structure is unusual: 5X on spends up to Rs 20,000 per statement cycle, 10X on incremental spends above Rs 20,000, 5X on international spends, and even rewards on normally restricted categories like rent, wallet, education and government payments.
The fee is the friction point. There is no spend-based fee waiver or meaningful renewal benefit, so Mayura works best if you use the zero forex, lounges, movies, golf, CFAR cover and annual milestone benefits.
IDFC Mayura FAQs
What is the joining fee for IDFC Mayura?
The IDFC FIRST Mayura Credit Card has a joining fee of Rs 5,999 plus GST, charged upfront before card dispatch.
Does IDFC Mayura have zero forex?
Yes. The Mayura Credit Card has zero foreign currency markup, making it useful for international transactions.
How do Mayura rewards work?
The card earns 5X Reward Points per Rs 150 up to Rs 20,000 spends in a statement cycle and 10X on incremental spends above Rs 20,000. International spends earn 5X, and some restricted categories still earn 3X or 1X.
What lounge access does IDFC Mayura include?
It includes 4 domestic airport lounge visits per quarter, with 1 guest visit counted within those 4 visits. It also includes 4 international and 4 railway lounge visits per quarter. Spend eligibility applies for lounge benefits.
Does IDFC Mayura offer renewal benefits?
There is no worthwhile renewal benefit or spend-based annual fee waiver. Annual milestone points are available at Rs 8 lakh or Rs 15 lakh spends, but the annual fee itself is not waived.
What is the Mayura movie benefit?
Mayura cardholders get buy-one-get-one on movie tickets through District by Zomato, up to Rs 500 off on the second ticket, twice per month.
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