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Benefit index

Online & brands / 15 matches

Shopping

Cards that accelerate eligible online shopping, brand vouchers or selected retail merchants.

Direct merchant earn and portal vouchers are different routes. Use SmartBuy, Gyftr, iShop or Reward Multiplier only where named below; caps and eligible brands can change.

01 / Visa Infinite

HDFC Infinia

HDFC Bank

HDFC Bank Infinia Credit Card

Why it qualifies

Accelerated points on eligible SmartBuy flights and hotels

Bonus cap 15,000 RP/month. Live card-specific multiplier, eligibility and redemption channel determine value.

Card highlights

SmartBuy
SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap
Up to 15,000 bonus RP per month
Lounge
Unlimited domestic + international access
02 / Diners Club

HDFC BizBlack

HDFC Bank

HDFC Bank BizBlack Credit Card

Why it qualifies

Up to 10X rewards on eligible SmartBuy online shopping

Use the SmartBuy route; statement-cycle and merchant caps apply.

Card highlights

Base
5 RP per Rs 150 on eligible retail spends
5X
25 RP per Rs 150 on eligible business and tax categories after Rs 50K spend per cycle
Lounge
Unlimited domestic + international access
03 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

Up to 10X rewards at eligible SmartBuy partner brands

Use the current SmartBuy merchant route; partner rates and monthly bonus cap apply.

Card highlights

Base
5 RP per Rs 150, about 3.3% travel value
SmartBuy
SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone
10,000 RP at Rs 4L calendar-quarter spends
04 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Why it qualifies

6X reward points on shopping vouchers through iShop

Purchase the voucher through iShop; card and portal caps apply.

Card highlights

Base
6 RP per Rs 200, about 3% reward value
iShop
6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome
12,500 RP after joining-fee payment + Taj Epicure Plus
05 / Visa Infinite

Times Black

ICICI Bank

Times Black ICICI Bank Credit Card

Why it qualifies

6X reward points on shopping vouchers through iShop

Purchase the voucher through iShop; the published bonus cap applies.

Card highlights

iShop
6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones
Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge
Unlimited domestic + international access
06 / American Express

Amex Platinum Reserve

American Express

Amex Platinum Reserve Credit Card

Why it qualifies

3X rewards at eligible ShopWise shopping partners

Start through the current ShopWise offer and follow the merchant route, eligibility rules and caps.

Card highlights

Welcome
11,000 MR after fee + Rs 30k spend in 90 days; extra referral incentives are offer-dependent and must be confirmed live
Rewards
2 MR points / Rs 100 6 MR points / Rs 100 on ShopWise
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
07 / American Express

Amex Platinum Travel

American Express

Amex Platinum Travel Credit Card

Why it qualifies

Accelerated rewards at eligible Amex shopping partners

Start through the current Amex partner offer and follow the listed merchant route and caps.

Card highlights

Welcome
10,000 MR on ₹15,000 in 90 days
Milestones
10,000 bonus MR at ₹4L; ₹20,000 Taj voucher at ₹7L
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
08 / RuPay

Jupiter Edge+

CSB Bank

Jupiter Edge Plus CSB Bank RuPay Credit Card

Why it qualifies

Up to 10% value at selected shopping brands

Requires Jupiter UPI and best-value Jewel redemption.

Card highlights

Shopping
Up to 10% value; from 10 Oct 2026 the accelerated rate requires over Rs 15K qualified cycle spend
Flights
25% Jewels on Jupiter Flights
Other spends
5% Jewels on other eligible spends
09 / Visa Infinite

HSBC Live+

HSBC Bank

HSBC Live Plus Credit Card

Why it qualifies

10% cashback at selected shopping merchants; 1.5% on most other eligible shopping

The selected-merchant benefit shares the Rs 1,200 billing-cycle accelerated cashback cap. HSBC merchant codes and exclusions determine the rate. Myntra earns 10% until 31 October 2026 within the shared cap, then 1.5%.

Card highlights

Cashback
10% eligible everyday categories; Myntra offer ends 31 Oct 2026
Cap
₹1,200 shared accelerated cashback per billing cycle
Forex
1.99% currency conversion fee, plus applicable taxes
10 / Mastercard World

Axis Cashback

Axis Bank

Axis Bank Cashback Credit Card

Why it qualifies

2% to 7% on eligible online purchases

Progressive eligible non-travel online slabs per statement cycle; accelerated online cap ₹4,000. Travel including rail earns unlimited 0.75%; utilities have a separate ₹100 cap.

Card highlights

Online
2% to 7% cashback on eligible online spends
Cap
₹4,000 accelerated online cap/cycle; 0.75% travel/offline unlimited
Offline
0.75% unlimited eligible travel/offline cashback
11 / Visa

SBI Cashback

SBI Card

SBI Cashback Credit Card

Why it qualifies

5% cashback on eligible online shopping

Rs 2,000 online cashback cap per statement cycle.

Card highlights

Cashback
5% cashback on online transactions.
Offline
1% cashback on offline transactions.
Credit
Auto-credited every statement cycle.
12 / Mastercard World

HDFC Swiggy BLCK

HDFC Bank

Swiggy BLCK HDFC Bank Credit Card

Why it qualifies

5% cashback on select online merchants

Rs 1,500 billing-cycle cap.

Card highlights

Swiggy
10% cashback, capped at Rs 1,500 per billing cycle
Online
5% cashback, capped at Rs 1,500 per billing cycle
Other spends
1% cashback, capped at Rs 1,000 per billing cycle
13 / Visa Signature

HDFC Regalia Gold

HDFC Bank

HDFC Regalia Gold Credit Card

Why it qualifies

5X points at selected retail brands

SmartBuy and merchant-specific caps apply.

Card highlights

Travel Rewards
SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards
5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer
2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms
14 / Visa / RuPay

Tata Neu Infinity

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Why it qualifies

5% NeuCoins at eligible Tata ecosystem brands

Use the eligible Tata Neu route; brand and monthly caps apply.

Card highlights

Tata Neu
5% NeuCoins on eligible Tata ecosystem spends
Base
1.5% NeuCoins on most retail spends
Bills
5% NeuCoins on Tata Neu/Tata Pay utilities; insurance follows eligible terms
15 / Visa Signature

BOB Eterna

Bank of Baroda

BOB Eterna Credit Card

Why it qualifies

15 RP per Rs 100 on eligible online shopping

Shared accelerated-points cap applies.

Card highlights

Value
3.75% statement-credit value on eligible accelerated spends, subject to caps
Offer
Zero joining and first-year fee from 1 September 2026
Forex
15 RP per Rs 100 on eligible international spends; forex markup and GST reduce net value

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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