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Benefit index

Flights & stays / 12 matches

Travel cards

Cards built around travel bookings, transfer partners, hotel status or airport benefits.

Pick for your actual booking channel and redemption partner, not only the highest advertised rate.

01 / Visa Infinite

HDFC Infinia

HDFC Bank

HDFC Bank Infinia Credit Card

Why it qualifies

Accelerated points on eligible SmartBuy flights and hotels

Bonus cap 15,000 RP/month. Live card-specific multiplier, eligibility and redemption channel determine value.

Card highlights

SmartBuy
SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap
Up to 15,000 bonus RP per month
Lounge
Unlimited domestic + international access
02 / Diners Club

HDFC BizBlack

HDFC Bank

HDFC Bank BizBlack Credit Card

Why it qualifies

SmartBuy accelerators on eligible flights and hotels

SmartBuy monthly bonus cap 10,000 RP is separate from the 7,500 additional 4X business bonus cap per statement cycle.

Card highlights

Base
5 RP per Rs 150 on eligible retail spends
5X
25 RP per Rs 150 on eligible business and tax categories after Rs 50K spend per cycle
Lounge
Unlimited domestic + international access
03 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

5X on eligible SmartBuy flights and up to 10X on hotels

Bonus-point and merchant caps apply.

Card highlights

Base
5 RP per Rs 150, about 3.3% travel value
SmartBuy
SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone
10,000 RP at Rs 4L calendar-quarter spends
04 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Why it qualifies

6X on flights and shopping vouchers and 12X on hotels via iShop

The booking must be completed through iShop; card-level bonus caps apply.

Card highlights

Base
6 RP per Rs 200, about 3% reward value
iShop
6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome
12,500 RP after joining-fee payment + Taj Epicure Plus
05 / Visa Infinite

Times Black

ICICI Bank

Times Black ICICI Bank Credit Card

Why it qualifies

6X on flights and shopping vouchers and 12X on hotels via iShop

The booking must be completed through iShop; the published bonus cap applies.

Card highlights

iShop
6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones
Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge
Unlimited domestic + international access
06 / Mastercard World

HSBC TravelOne

HSBC Bank

HSBC TravelOne Credit Card

Why it qualifies

Accelerated travel earn with 20 transfer partners

Standard forex markup applies unless HSBC publishes a registered offer.

Card highlights

Partners
20 transfer partners (incl. Marriott & Accor)
Earn
2 RP/₹100 regular; portal flights 16 RP and hotels 24 RP, capped at 18K RP/month
Offers
Travel merchant discounts depend on current offer dates, booking caps and coupon eligibility
07 / Visa Signature

Axis Atlas

Axis Bank

Axis Bank Atlas Credit Card

Why it qualifies

5 EDGE Miles per Rs 100 on airline, hotel and Travel EDGE spends

Eligible travel spend is capped at Rs 2 lakh per calendar month.

Card highlights

Travel
5 EDGE Miles per Rs 100 on eligible travel spends
Base
2 EDGE Miles per Rs 100 on eligible regular spends
Transfers
27 programmes: mostly 1:2; selected partners 2:1 or 1:1
08 / Visa Signature

Scapia

Federal Bank

Scapia Federal Bank Credit Card

Why it qualifies

4% value on eligible travel booked through Scapia

Coins redeem inside the Scapia ecosystem and do not transfer to partners.

Card highlights

Reward Rate
2% value on eligible Federal Visa spends; exclusions apply
Airport Perks
Choose lounge OR eligible airport dining/shopping/spa reimbursement per visit
Travel Bookings
4% on flight, hotel, train and bus bookings
09 / Visa Signature

Axis Horizon

Axis Bank

Axis Horizon Credit Card

Why it qualifies

5 EDGE Miles per Rs 100 on airlines and Travel EDGE

No spend-based waiver; eligible Burgundy Savings issuance from 1 July 2026 has nil fees without welcome/renewal miles.

Card highlights

Earn
5 EM/₹100 airlines + Travel EDGE
Base
2 EM/₹100 on eligible spends
Transfers
27 programmes: mostly 1:1; selected partners 2:1
10 / Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

Why it qualifies

Marriott points, Silver Elite status and Free Night Awards

Best suited to travellers who redeem within Marriott Bonvoy. Standard FNA, Silver and elite-night benefits apply to qualifying paid cards; lifetime-free exceptions are excluded.

Card highlights

Welcome
Paid card: 15K-point Free Night Award after activation condition
Status
Paid card: Silver Elite + 10 elite nights/year; LTF exceptions excluded
Lounge
12 India + 12 overseas/year, shared primary/add-ons
11 / Visa Signature

HDFC Regalia Gold

HDFC Bank

HDFC Regalia Gold Credit Card

Why it qualifies

10X on hotels; 5X on flights and eligible vouchers via Regalia Gold SmartBuy

Use the Regalia Gold SmartBuy route; merchant and reward caps apply.

Card highlights

Travel Rewards
SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards
5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer
2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms
12 / Mastercard World / Visa Infinite

IDFC Mayura

IDFC FIRST Bank

IDFC FIRST Bank Mayura Credit Card

Why it qualifies

5X on international spend with zero forex markup

Monthly slab mechanics and reward exclusions apply.

Card highlights

Forex
0% foreign currency markup
Rewards
5X up to Rs 20K, 10X above Rs 20K eligible spends per cycle; reduced-rate categories excluded
Lounge
4 domestic + 4 international visits/quarter

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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