Healthcare spend / 13 matches

Hospital & medical

Cards whose general eligible-spend rate can apply to hospital, clinic and pharmacy transactions.

Healthcare merchants do not always share one MCC. Confirm how the hospital, pharmacy or aggregator posts the charge.

01 / Mastercard World

Axis Cashback

Axis Bank

Why it qualifies

Online slab cashback or 0.75% offline on eligible medical spends

Progressive eligible non-travel online slabs per statement cycle; accelerated online cap ₹4,000. Travel including rail earns unlimited 0.75%; utilities have a separate ₹100 cap.

Card highlights

Online: 2% to 7% cashback on eligible online spends
Cap: ₹4,000 accelerated online cap/cycle; 0.75% travel/offline unlimited
Offline: 0.75% unlimited eligible travel/offline cashback

View card details Apply for Axis Cashback

02 / Visa

SBI Cashback

SBI Card

Why it qualifies

5% online or 1% offline cashback when the medical transaction is eligible

Online status and MCC determine eligibility; the normal cashback caps apply.

Card highlights

Cashback: 5% cashback on online transactions.
Offline: 1% cashback on offline transactions.
Credit: Auto-credited every statement cycle.

View card details Apply for SBI Cashback

03 / Visa Signature

Axis Atlas

Axis Bank

Why it qualifies

2 EDGE Miles per Rs 100 on eligible hospital and medical spends

Healthcare earns the regular rate, not the 5 EDGE Miles travel rate; merchant coding applies.

Card highlights

Travel: 5 EDGE Miles per Rs 100 on eligible travel spends
Base: 2 EDGE Miles per Rs 100 on eligible regular spends
Transfers: 27 programmes: mostly 1:2; selected partners 2:1 or 1:1

View card details Check availability for Axis Atlas

04 / Visa Infinite

Axis Magnus Burgundy

Axis Bank

Why it qualifies

12 EDGE Reward Points per Rs 200 on eligible hospital and medical spends

Standard monthly reward slabs, caps and merchant coding apply.

Card highlights

Transfers: 27 programmes: mostly 5:4; selected partners 5:2
Earn: 12/35 ER per Rs 200 by monthly spend slab
Travel EDGE: 60 ER per Rs 200 on eligible travel bookings

View card details View Burgundy eligibility

05 / Visa Infinite

HDFC Infinia

HDFC Bank

Why it qualifies

5 reward points per Rs 150 on eligible medical spend

General HDFC exclusions and merchant coding apply.

Card highlights

SmartBuy: SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap: Up to 15,000 bonus RP per month
Lounge: Unlimited domestic + international access

View card details View eligibility for HDFC Infinia

06 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

5 reward points per Rs 150 on eligible medical spend

General HDFC exclusions and merchant coding apply.

Card highlights

Base: 5 RP per Rs 150, about 3.3% travel value
SmartBuy: SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone: 10,000 RP at Rs 4L calendar-quarter spends

View card details Apply for HDFC DCB Metal

07 / Visa Signature

HDFC Regalia Gold

HDFC Bank

Why it qualifies

5 reward points per Rs 200 on eligible medical spend

General HDFC exclusions and merchant coding apply.

Card highlights

Travel Rewards: SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards: 5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer: 2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms

View card details Apply for HDFC Regalia Gold

08 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

Why it qualifies

Base reward points on eligible hospital and medical spend

ICICI caps and merchant coding apply.

Card highlights

Base: 6 RP per Rs 200, about 3% reward value
iShop: 6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome: 12,500 RP after joining-fee payment + Taj Epicure Plus

View card details View eligibility for ICICI Emeralde Private

09 / Visa Infinite

Times Black

ICICI Bank

Why it qualifies

Base reward points on eligible hospital and medical spend

ICICI caps and merchant coding apply.

Card highlights

iShop: 6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones: Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge: Unlimited domestic + international access

View card details Apply for Times Black

10 / Visa Infinite

HSBC Live+

HSBC Bank

Why it qualifies

1.5% cashback on most other eligible spends

Hospital and pharmacy coding controls eligibility.

Card highlights

Cashback: 10% eligible everyday categories; Myntra offer ends 31 Oct 2026
Cap: ₹1,200 shared accelerated cashback per billing cycle
Forex: 1.99% currency conversion fee, plus applicable taxes

View card details Apply for HSBC Live+

11 / Visa Signature

IndusInd Tiger

IndusInd Bank

Why it qualifies

Base reward points on eligible healthcare spend

Annual-spend multiplier mechanics apply.

Card highlights

Fee: Lifetime Free Credit Card
Rewards: 1:1 Air India transfer; award value varies. Cash credit ₹0.40/RP, capped at 5K RP/month
Travel: 8 domestic + 2 international lounge visits/year

View card details Apply for IndusInd Tiger

12 / American Express

Amex Platinum Travel

American Express

Why it qualifies

Membership Rewards on eligible hospital and pharmacy spend

Amex acceptance and merchant coding apply.

Card highlights

Welcome: 10,000 MR on ₹15,000 in 90 days
Milestones: 10,000 bonus MR at ₹4L; ₹20,000 Taj voucher at ₹7L
Transfers: Airline/hotel transfers; confirm current India catalogue ratios

View card details Check availability for Amex Platinum Travel

13 / American Express

Amex Platinum Reserve

American Express

Why it qualifies

Membership Rewards on eligible hospital and pharmacy spend

Amex acceptance and merchant coding apply.

Card highlights

Welcome: 11,000 MR after fee + Rs 30k spend in 90 days; extra referral incentives are offer-dependent and must be confirmed live
Rewards: 2 MR points / Rs 100 6 MR points / Rs 100 on ShopWise
Transfers: Airline/hotel transfers; confirm current India catalogue ratios

View card details Check availability for Amex Platinum Reserve

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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