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Benefit index

Airport comfort / 23 matches

Lounge access

Cards with published domestic or international airport-lounge access.

Many programmes require prior-quarter or prior-month spend; guest access may be charged separately.

01 / Visa Infinite

HDFC Infinia

HDFC Bank

HDFC Bank Infinia Credit Card

Why it qualifies

Unlimited domestic and international lounge access

Invite-only card; current programme terms control guest access.

Card highlights

SmartBuy
SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap
Up to 15,000 bonus RP per month
Lounge
Unlimited domestic + international access
02 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

Unlimited domestic and international lounge access

Diners Club acceptance and programme terms apply.

Card highlights

Base
5 RP per Rs 150, about 3.3% travel value
SmartBuy
SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone
10,000 RP at Rs 4L calendar-quarter spends
03 / Diners Club

HDFC BizBlack

HDFC Bank

HDFC Bank BizBlack Credit Card

Why it qualifies

Unlimited domestic and international access for primary and add-on cards

Business-card eligibility applies.

Card highlights

Base
5 RP per Rs 150 on eligible retail spends
5X
25 RP per Rs 150 on eligible business and tax categories after Rs 50K spend per cycle
Lounge
Unlimited domestic + international access
04 / Visa Infinite

Axis Magnus Burgundy

Axis Bank

Axis Bank Magnus for Burgundy Credit Card

Why it qualifies

Unlimited lounges with published guest visits

Burgundy relationship and programme conditions apply.

Card highlights

Transfers
27 programmes: mostly 5:4; selected partners 5:2
Earn
12/35 ER per Rs 200 by monthly spend slab
Travel EDGE
60 ER per Rs 200 on eligible travel bookings
05 / Visa Infinite / Mastercard World

SBI Aurum

SBI Card

SBI Aurum Credit Card

Why it qualifies

Unlimited international plus 4 domestic visits per quarter

AURUM programme rules and eligible card status apply.

Card highlights

Welcome
40,000 RP, about Rs 10,000 value
Base
4 RP per Rs 100, about 1% reward value
Milestones
Tata CLiQ, Taj and Apple vouchers up to Rs 20L spends
06 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Why it qualifies

Unlimited domestic and international lounge access

Invite-only eligibility and ICICI lounge-programme terms apply.

Card highlights

Base
6 RP per Rs 200, about 3% reward value
iShop
6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome
12,500 RP after joining-fee payment + Taj Epicure Plus
07 / Visa Infinite

Times Black

ICICI Bank

Times Black ICICI Bank Credit Card

Why it qualifies

Unlimited domestic and international lounge access

Times Black and ICICI lounge-programme terms apply.

Card highlights

iShop
6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones
Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge
Unlimited domestic + international access
08 / American Express

Amex Platinum Reserve

American Express

Amex Platinum Reserve Credit Card

Why it qualifies

12 domestic and 2 international visits per year

Domestic visits are capped at 3 per quarter; international access requires Priority Pass enrolment.

Card highlights

Welcome
11,000 MR after fee + Rs 30k spend in 90 days; extra referral incentives are offer-dependent and must be confirmed live
Rewards
2 MR points / Rs 100 6 MR points / Rs 100 on ShopWise
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
09 / American Express

Amex Platinum Travel

American Express

Amex Platinum Travel Credit Card

Why it qualifies

2 domestic lounge visits per quarter after meeting the spending requirement

For October–December 2026, spend Rs 70,000 in the previous quarter; from January 2027, the previous-quarter requirement is Rs 1 lakh. Amex lounge-programme conditions apply.

Card highlights

Welcome
10,000 MR on ₹15,000 in 90 days
Milestones
10,000 bonus MR at ₹4L; ₹20,000 Taj voucher at ₹7L
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
10 / Mastercard World / Visa Infinite

IDFC Mayura

IDFC FIRST Bank

IDFC FIRST Bank Mayura Credit Card

Why it qualifies

4 domestic and 4 international visits per quarter

Only the published cardholder allocation is counted; guests are not added again.

Card highlights

Forex
0% foreign currency markup
Rewards
5X up to Rs 20K, 10X above Rs 20K eligible spends per cycle; reduced-rate categories excluded
Lounge
4 domestic + 4 international visits/quarter
11 / Visa Signature

Axis Horizon

Axis Bank

Axis Horizon Credit Card

Why it qualifies

Domestic visits: Visa 8/quarter, Mastercard 6/quarter; international 2/quarter

Use the relevant network lounge programme and eligible card route.

Card highlights

Earn
5 EM/₹100 airlines + Travel EDGE
Base
2 EM/₹100 on eligible spends
Transfers
27 programmes: mostly 1:1; selected partners 2:1
12 / Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

Why it qualifies

12 India and 12 overseas lounge visits per year

Shared primary/add-on quota; India international departures use the India quota.

Card highlights

Welcome
Paid card: 15K-point Free Night Award after activation condition
Status
Paid card: Silver Elite + 10 elite nights/year; LTF exceptions excluded
Lounge
12 India + 12 overseas/year, shared primary/add-ons
13 / Visa Signature

HDFC Regalia Gold

HDFC Bank

HDFC Regalia Gold Credit Card

Why it qualifies

3 domestic visits per quarter plus 6 international visits per year

Domestic access requires Rs 60,000 spend in the preceding quarter; Priority Pass terms apply internationally.

Card highlights

Travel Rewards
SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards
5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer
2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms
14 / Mastercard World

HSBC TravelOne

HSBC Bank

HSBC TravelOne Credit Card

Why it qualifies

6 domestic and 4 international visits per year

International access is through LoungeKey.

Card highlights

Partners
20 transfer partners (incl. Marriott & Accor)
Earn
2 RP/₹100 regular; portal flights 16 RP and hotels 24 RP, capped at 18K RP/month
Offers
Travel merchant discounts depend on current offer dates, booking caps and coupon eligibility
15 / Visa Signature

IndusInd Tiger

IndusInd Bank

IndusInd Bank Tiger Credit Card

Why it qualifies

8 domestic and 2 international visits per year

Priority Pass and issuer conditions apply.

Card highlights

Fee
Lifetime Free Credit Card
Rewards
1:1 Air India transfer; award value varies. Cash credit ₹0.40/RP, capped at 5K RP/month
Travel
8 domestic + 2 international lounge visits/year
16 / Visa Business

HDFC BizPower

HDFC Bank

HDFC Bank BizPower Credit Card

Why it qualifies

2 domestic visits per quarter and 6 international visits per year

Two domestic visits/quarter after ₹75,000 previous-quarter spend; Visa international PP requires four retail transactions before request, RuPay has its own card route.

Card highlights

5X rewards
25 RP per Rs 200 on eligible business spends
Unlock
Rs 25K qualifying non-tax spend per statement cycle
Tax payments
Only the first 2 income-tax and first 2 GST transactions per cycle earn points
17 / Visa Infinite

HSBC Live+

HSBC Bank

HSBC Live Plus Credit Card

Why it qualifies

2 domestic and 1 international lounge visits per year

Current HSBC programme eligibility and lounge terms apply.

Card highlights

Cashback
10% eligible everyday categories; Myntra offer ends 31 Oct 2026
Cap
₹1,200 shared accelerated cashback per billing cycle
Forex
1.99% currency conversion fee, plus applicable taxes
18 / Visa Signature

BOB Eterna

Bank of Baroda

BOB Eterna Credit Card

Why it qualifies

Domestic lounge access for primary and eligible add-on cardholders

Requires Rs 75,000 eligible spend in the preceding quarter; lounge-programme terms apply.

Card highlights

Value
3.75% statement-credit value on eligible accelerated spends, subject to caps
Offer
Zero joining and first-year fee from 1 September 2026
Forex
15 RP per Rs 100 on eligible international spends; forex markup and GST reduce net value
19 / RuPay Select

IDFC HPCL Power+

IDFC FIRST Bank

IDFC FIRST Bank HPCL Power Plus Credit Card

Why it qualifies

1 domestic lounge visit per quarter

Requires Rs 20,000 spend in the previous month.

Card highlights

Fuel
5% value back on HPCL fuel up to Rs 12K/statement
UPI
RuPay Select card works for eligible UPI spends
Utilities
5% value on groceries, utilities and FASTag within caps
20 / Visa Infinite

IndusInd Avios

IndusInd Bank

IndusInd Bank Avios Visa Infinite Credit Card

Why it qualifies

2 domestic and 2 international visits per quarter

Issuer and lounge-programme conditions apply.

Card highlights

Welcome
20,000 bonus Avios on joining fee payment
Travel
6 Avios/Rs 200 at preferred destination POS
Airlines
5 Avios/Rs 200 on Qatar or British Airways
21 / Visa Signature

Scapia

Federal Bank

Scapia Federal Bank Credit Card

Why it qualifies

Unlimited domestic lounge access after meeting the monthly spend condition

The qualifying-spend threshold and current Scapia lounge rules apply.

Card highlights

Reward Rate
2% value on eligible Federal Visa spends; exclusions apply
Airport Perks
Choose lounge OR eligible airport dining/shopping/spa reimbursement per visit
Travel Bookings
4% on flight, hotel, train and bus bookings
22 / Visa / RuPay

Tata Neu Infinity

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Why it qualifies

2 domestic visits per quarter plus 1 international visit per quarter

₹50,000 same-calendar-quarter spend qualifies for domestic vouchers; claim within 120 days and use within 180 days of issuance. International quota is shared primary/add-ons; Visa PP/RuPay card routes differ.

Card highlights

Tata Neu
5% NeuCoins on eligible Tata ecosystem spends
Base
1.5% NeuCoins on most retail spends
Bills
5% NeuCoins on Tata Neu/Tata Pay utilities; insurance follows eligible terms
23 / Visa Signature

BPCL SBI Octane

SBI Card

BPCL SBI Octane Credit Card

Why it qualifies

4 complimentary domestic lounge visits per year

SBI Card lounge-programme terms apply.

Card highlights

Fuel
Up to 7.25% within BPCL caps; RuPay UPI fuel excluded
Sweet spot
Best at ₹5k-₹10k fuel/month
Yearly value
Around ₹8,700/year fuel upside

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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