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Benefit index

Precious purchases / 12 matches

Gold & jewellery

Cards that retain rewards on eligible gold or jewellery purchases.

Jewellery caps, merchant coding and issuer anti-abuse controls can materially change the return.

01 / Visa / RuPay

Tata Neu Infinity

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Why it qualifies

Up to 5% NeuCoins on eligible Tanishq spend through Tata Neu

Use the eligible Tata Neu route; caps and exclusions apply.

Card highlights

Tata Neu
5% NeuCoins on eligible Tata ecosystem spends
Base
1.5% NeuCoins on most retail spends
Bills
5% NeuCoins on Tata Neu/Tata Pay utilities; insurance follows eligible terms
02 / Visa Infinite

HDFC Infinia

HDFC Bank

HDFC Bank Infinia Credit Card

Why it qualifies

Base reward points on eligible jewellery purchases

Monthly jewellery reward caps apply.

Card highlights

SmartBuy
SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap
Up to 15,000 bonus RP per month
Lounge
Unlimited domestic + international access
03 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

Base reward points on eligible jewellery purchases

Monthly jewellery reward caps apply.

Card highlights

Base
5 RP per Rs 150, about 3.3% travel value
SmartBuy
SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone
10,000 RP at Rs 4L calendar-quarter spends
04 / Visa Signature

HDFC Regalia Gold

HDFC Bank

HDFC Regalia Gold Credit Card

Why it qualifies

Base reward points on eligible jewellery purchases

Monthly jewellery reward caps apply.

Card highlights

Travel Rewards
SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards
5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer
2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms
05 / Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

Why it qualifies

Marriott Bonvoy points on eligible gold purchases

HDFC and merchant-coding conditions apply.

Card highlights

Welcome
Paid card: 15K-point Free Night Award after activation condition
Status
Paid card: Silver Elite + 10 elite nights/year; LTF exceptions excluded
Lounge
12 India + 12 overseas/year, shared primary/add-ons
06 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Why it qualifies

Base reward points on eligible gold and jewellery spend

ICICI caps and merchant coding apply.

Card highlights

Base
6 RP per Rs 200, about 3% reward value
iShop
6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome
12,500 RP after joining-fee payment + Taj Epicure Plus
07 / Visa Infinite

Times Black

ICICI Bank

Times Black ICICI Bank Credit Card

Why it qualifies

Base reward points on eligible gold and jewellery spend

ICICI caps and merchant coding apply.

Card highlights

iShop
6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones
Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge
Unlimited domestic + international access
08 / Visa Signature

IndusInd Tiger

IndusInd Bank

IndusInd Bank Tiger Credit Card

Why it qualifies

Base rewards on eligible jewellery spend

Annual-spend multiplier mechanics apply.

Card highlights

Fee
Lifetime Free Credit Card
Rewards
1:1 Air India transfer; award value varies. Cash credit ₹0.40/RP, capped at 5K RP/month
Travel
8 domestic + 2 international lounge visits/year
09 / American Express

Amex Platinum Travel

American Express

Amex Platinum Travel Credit Card

Why it qualifies

Membership Rewards on eligible jewellery purchases

Amex acceptance and merchant coding apply.

Card highlights

Welcome
10,000 MR on ₹15,000 in 90 days
Milestones
10,000 bonus MR at ₹4L; ₹20,000 Taj voucher at ₹7L
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
10 / American Express

Amex Platinum Reserve

American Express

Amex Platinum Reserve Credit Card

Why it qualifies

Base Membership Rewards on eligible jewellery purchases

Gold and precious-metal purchases do not earn RewardXcelerator bonus points.

Card highlights

Welcome
11,000 MR after fee + Rs 30k spend in 90 days; extra referral incentives are offer-dependent and must be confirmed live
Rewards
2 MR points / Rs 100 6 MR points / Rs 100 on ShopWise
Transfers
Airline/hotel transfers; confirm current India catalogue ratios
11 / Visa Signature

BOB Eterna

Bank of Baroda

BOB Eterna Credit Card

Why it qualifies

Core reward points on eligible jewellery purchases

Merchant coding and BOBCARD reward terms apply.

Card highlights

Value
3.75% statement-credit value on eligible accelerated spends, subject to caps
Offer
Zero joining and first-year fee from 1 September 2026
Forex
15 RP per Rs 100 on eligible international spends; forex markup and GST reduce net value
12 / Visa Infinite / Mastercard World

SBI Aurum

SBI Card

SBI Aurum Credit Card

Why it qualifies

Core AURUM reward points on eligible jewellery purchases

Merchant coding and SBI Card terms apply.

Card highlights

Welcome
40,000 RP, about Rs 10,000 value
Base
4 RP per Rs 100, about 1% reward value
Milestones
Tata CLiQ, Taj and Apple vouchers up to Rs 20L spends

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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