First-year value / 9 matches
Cards with a published joining bonus, voucher, membership or first-spend benefit.
Joining-fee payment, activation and time-bound spend requirements usually apply.
SBI Card
Why it qualifies
40,000 welcome reward points
Fee payment and AURUM welcome terms apply.
Card highlights
IndusInd Bank
Why it qualifies
20,000 bonus Avios on joining-fee payment
Card activation and issuer conditions apply.
Card highlights
HDFC Bank
Why it qualifies
Free Night Award worth up to 15,000 Marriott points
Paid-card welcome: eligible ₹500+ transaction within 90 days or fee levy as specified by HDFC; LTF exceptions excluded. Award validity applies.
Card highlights
ICICI Bank
Why it qualifies
12,500 RP plus Taj Epicure Plus membership
Invite-only eligibility and fee payment apply.
Card highlights
American Express
Why it qualifies
Standard 11,000 MR; referral offers can be higher
Fee payment and first-90-day spend requirement apply.
Card highlights
American Express
Why it qualifies
10,000 MR after Rs 15,000 spend in 90 days
Annual fee payment and offer eligibility apply.
Card highlights
HSBC Bank
Why it qualifies
Cashback, PostCard voucher and EazyDiner Prime after qualifying spend
Spend Rs 25,000 within the first 30 days and meet app-login terms.
Card highlights
Axis Bank
Why it qualifies
5,000 EDGE Reward Points worth Rs 1,000 on the qualifying first transaction
First transaction within 30 days on fresh fee-paid issuance; migrations and fee-free cards do not qualify.
Card highlights
HDFC Bank
Why it qualifies
Complimentary Swiggy One for 12 months
Activation and current Swiggy membership terms apply.
Card highlights
These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.
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