What will your SBI Card Travel Credits convert to?

How to transfer SBI Card Travel Credits

1. 1

   Open the SBI Card site or app

   Sign in and go to Rewards → your MILES / Travel Credits balance, then choose transfer to a partner.

2. 2

   Link your loyalty account

   Add the airline or hotel program first — Travel Credits can only move into an account you already hold.

3. 3

   Pick the partner and transfer

   Many partners convert 1:1; some (Emirates, JAL, Turkish, United, Accor, Club ITC) are 2:1 and Shangri-La is 6:1. Enter the amount and confirm.

4. 4

   Wait for posting

   Posting times vary by partner. Transfers are one-way and final, so move only what a confirmed booking needs.

Questions, answered

How many miles is 25,000 SBI Card MILES ELITE Travel Credits?

For the many 1:1 partners — AirAsia, Aeroplan, Flying Blue, Air India Maharaja Club, British Airways Club, Asia Miles, Etihad and more — 25,000 Travel Credits become about 25,000 partner miles. Partners like Emirates, JAL, Turkish, United, Accor and Club ITC convert at 2:1 (about 12,500). Use the calculator above for the exact figure.

Do SBI MILES, MILES PRIME and MILES ELITE transfer at different ratios?

No — all three SBI Card MILES variants share the same transfer table, so the calculator output is identical for each. They differ in annual fee, earn rate and benefits, not transfer ratios.

What is a Travel Credit on SBI Card MILES?

SBI Card's rewards-program terms define 1 Travel Credit as worth ₹1 toward an Air Mile or Hotel Point. Travel Credits earned on the MILES cards transfer to participating airline and hotel loyalty programs at the published ratios.

Which SBI Card partners convert at 1:1?

Most of them — including AirAsia, Aeroplan, Flying Blue, Air India Maharaja Club, British Airways Club, Asia Miles, Etihad Guest, Qantas, Royal Orchid Plus, Lotusmiles, IHG One, Radisson and Wyndham. The diluted ones include Emirates, JAL, Turkish, United, Accor, Club ITC and Shangri-La.

Are SBI Card Travel Credits worth transferring to miles?

With many 1:1 partners, SBI MILES transfers can hold value well — but the real worth depends on the award you book. Turn on the ₹ value toggle and set your own per-mile estimate; we never assert a fixed value.

Sources we checked

• SBI Card — MILES rewards-program T&C (PDF)

  Defines Travel Credits and publishes MILES / MILES PRIME / MILES ELITE transfer partners and ratios · checked 2026-06-20

• Air India Maharaja Club — SBI MILES partner page

  Confirms SBI Card MILES Travel Credits transfer into Air India Maharaja Club · checked 2026-06-20