HSBC rewards calculator
HSBC TravelOne and Premier move Reward Points to most airline and hotel partners at 1:1. Set your balance and see exactly what each partner returns.
25,000 Reward Points on HSBC TravelOne
75,000
AirAsia miles — the most across 20 partners1:3
Earns Reward Points
Ratios verified 20 June 2026 from issuer & loyalty-program sources. Confirm the live rate in your issuer portal before any transfer — moves are one-way and final.
HSBC route guidesSign in to HSBC India net banking or the app and go to Rewards → transfer to partners.
Add the airline or hotel program you want to move points to before you start.
Most partners convert 1:1; a few (AirAsia, Hainan, Turkish, United, Shangri-La) differ. Enter the amount and confirm.
HSBC reports quick conversion turnaround, but partner posting times vary. Transfers are one-way and final.
For the many 1:1 partners — Flying Blue, British Airways Club, Etihad Guest, KrisFlyer, Qatar, Marriott Bonvoy and more — 25,000 Reward Points become about 25,000 partner miles or points. A few partners differ: AirAsia gives more lower-value points, while Turkish, United and Shangri-La are diluted. Use the calculator above for the exact figure.
Yes — HSBC India publishes the same airline and hotel transfer table and ratios for TravelOne and Premier, so the calculator output is identical for both. The cards differ in fees, earn rate and benefits, not transfer ratios.
HSBC India's rewards-platform materials state most transfer partners convert 1:1 with no redemption caps and quick conversion turnaround. Always confirm the live terms in your account, as program rules can change.
Most of them — including Flying Blue, British Airways Club, Etihad Guest, Singapore KrisFlyer, Qatar Privilege Club, Qantas, JAL, Air India Maharaja Club, Marriott Bonvoy, IHG One and Accor ALL. The notable exceptions are AirAsia, Hainan Fortune Wings, Turkish Miles&Smiles, United MileagePlus and Shangri-La Circle.
With so many 1:1 partners, HSBC transfers hold their value well — but the real worth depends on the award you book. Turn on the ₹ value toggle and set your own per-mile estimate; we never assert a fixed value.
Publishes the TravelOne airline & hotel transfer table, including 1:1 partners and exceptions · checked 2026-06-20
Publishes the Premier transfer table with the same partner ratios and timing notes · checked 2026-06-20
States most partners convert 1:1 for Premier, Prive and TravelOne, with no redemption caps · checked 2026-06-20