Amex Membership Rewards calculator
Estimate how many airline miles or hotel points your Membership Rewards convert to, and model a transfer bonus. Amex India's live ratios sit inside your account — these are planning figures to confirm before you move points.
25,000 Membership Rewards points
25,000
Marriott Bonvoy points — the most across 9 partners1:1
American Express India shows your live partner ratios only inside your account, so these are planning estimates — confirm the exact partner, ratio, minimum and timing in your Membership Rewards portal before transferring.
Amex route guidesSign in at americanexpress.com (or the Amex app) and go to Rewards → Transfer Points.
Connect the loyalty program you want to move points to — names must match exactly.
The portal shows the current partner ratio and minimum. Enter your MR amount and confirm.
Marriott Bonvoy is usually quick; airline programs vary from instant to a few days. Transfers are one-way and final.
At a typical 2:1 airline ratio, 25,000 MR is roughly 12,500 partner miles. Marriott Bonvoy converts 1:1, so the same 25,000 MR becomes about 25,000 Bonvoy points. Amex India shows your exact live ratio in-account — confirm it before transferring.
Unlike Axis, HSBC or SBI, American Express India does not publish a single transfer-ratio table — your live partners and ratios appear only after you sign in. We show widely-reported planning figures and flag that you must verify in-account, rather than presenting unverifiable numbers as fact.
Most personal Amex cards — including the Membership Rewards Credit Card, Platinum Travel, Gold Charge, Platinum Reserve and Platinum Charge — earn Membership Rewards points eligible for transfer. Co-brand cards can follow different rules; check your card's terms.
Occasionally Amex or its partners run limited-time bonuses, often +10% to +30%. Use the bonus slider above to estimate the uplift before you move points.
It varies by partner — some are near-instant, others take a few days. For a time-sensitive award seat, transfer well ahead of booking.
Only if the award justifies it. A premium-cabin redemption can be worth several rupees per mile; a poor one can be worth less than cashback. Turn on the ₹ value toggle and set your own per-mile estimate — we never assert a fixed value.
Describes Membership Rewards redemption, including transfers to airline loyalty programs · checked 2026-06-21
Confirms Membership Rewards transfer to Marriott Bonvoy · checked 2026-06-21
Official FAQ confirming points transfer to airline and hotel programs · checked 2026-06-21