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Benefit index

Premium payments / 10 matches

Insurance

Cards that award points or category value on eligible insurance premiums.

Insurance is excluded by many issuers; the cards below retain a published base, reduced or capped earn route.

01 / Visa / RuPay

Tata Neu Infinity

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Why it qualifies

5% NeuCoins on eligible insurance payments through Tata Pay

Use Tata Pay for eligible premiums; insurance rewards are capped at 2,000 NeuCoins per month.

Card highlights

Tata Neu
5% NeuCoins on eligible Tata ecosystem spends
Base
1.5% NeuCoins on most retail spends
Bills
5% NeuCoins on Tata Neu/Tata Pay utilities; insurance follows eligible terms
02 / Visa Infinite

HDFC Infinia

HDFC Bank

HDFC Bank Infinia Credit Card

Why it qualifies

Base reward points on eligible insurance payments

Insurance rewards are capped at 10,000 points per month.

Card highlights

SmartBuy
SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap
Up to 15,000 bonus RP per month
Lounge
Unlimited domestic + international access
03 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

Base reward points on eligible insurance payments

Insurance rewards are capped at 5,000 points per month.

Card highlights

Base
5 RP per Rs 150, about 3.3% travel value
SmartBuy
SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone
10,000 RP at Rs 4L calendar-quarter spends
04 / Visa Signature

HDFC Regalia Gold

HDFC Bank

HDFC Regalia Gold Credit Card

Why it qualifies

Base reward points on eligible insurance premiums

Insurance rewards are capped at 2,000 points per month.

Card highlights

Travel Rewards
SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards
5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer
2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms
05 / Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Marriott Bonvoy HDFC Bank Credit Card

Why it qualifies

Marriott Bonvoy points on eligible insurance payments

Eligible insurance premiums earn base Marriott Bonvoy points; HDFC lists no insurance-category cap for this card.

Card highlights

Welcome
Paid card: 15K-point Free Night Award after activation condition
Status
Paid card: Silver Elite + 10 elite nights/year; LTF exceptions excluded
Lounge
12 India + 12 overseas/year, shared primary/add-ons
06 / Mastercard World Elite

ICICI Emeralde Private

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Why it qualifies

Reward points on eligible insurance payments within ICICI caps

ICICI product/section 5(f) says 5,000 RP, but the same dated PDF MCC table says 1,000; confirm your applicable statement-cycle cap with ICICI.

Card highlights

Base
6 RP per Rs 200, about 3% reward value
iShop
6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
Welcome
12,500 RP after joining-fee payment + Taj Epicure Plus
07 / Visa Signature

IndusInd Tiger

IndusInd Bank

IndusInd Bank Tiger Credit Card

Why it qualifies

1 reward point per Rs 100 on eligible insurance payments

Insurance does not receive the accelerated multiplier.

Card highlights

Fee
Lifetime Free Credit Card
Rewards
1:1 Air India transfer; award value varies. Cash credit ₹0.40/RP, capped at 5K RP/month
Travel
8 domestic + 2 international lounge visits/year
08 / Visa Infinite

IndusInd Avios

IndusInd Bank

IndusInd Bank Avios Visa Infinite Credit Card

Why it qualifies

1 Avios per Rs 200 on eligible insurance payments

Preferred-destination acceleration does not apply.

Card highlights

Welcome
20,000 bonus Avios on joining fee payment
Travel
6 Avios/Rs 200 at preferred destination POS
Airlines
5 Avios/Rs 200 on Qatar or British Airways
09 / Mastercard World / Visa Infinite

IDFC Mayura

IDFC FIRST Bank

IDFC FIRST Bank Mayura Credit Card

Why it qualifies

1 reward point per Rs 150 on insurance

This is a reduced-rate category.

Card highlights

Forex
0% foreign currency markup
Rewards
5X up to Rs 20K, 10X above Rs 20K eligible spends per cycle; reduced-rate categories excluded
Lounge
4 domestic + 4 international visits/quarter
10 / Visa Infinite

Times Black

ICICI Bank

Times Black ICICI Bank Credit Card

Why it qualifies

Points can earn on eligible insurance within issuer caps

Rewards are capped at 5,000 points in this category per statement cycle; ICICI merchant-coding rules apply.

Card highlights

iShop
6X flights/vouchers, 12X hotels; bonus cap 15K/month, 8K/day
Milestones
Klook, WeWork/transfers, Tata CLiQ and Ayatana/Lohono choices
Lounge
Unlimited domestic + international access

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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