Transfer rewards / 10 matches

Travel & miles

Cards whose points can become airline miles, hotel points or hotel-night awards.

Transfer ratios and point values vary by partner; the earn rate alone is not the final return.

01 / Visa Infinite

HDFC Infinia

HDFC Bank

Why it qualifies

Accelerated points on eligible SmartBuy flights and hotels

Bonus cap 15,000 RP/month. Live card-specific multiplier, eligibility and redemption channel determine value.

Card highlights

SmartBuy: SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
SmartBuy cap: Up to 15,000 bonus RP per month
Lounge: Unlimited domestic + international access

View card details View eligibility for HDFC Infinia

02 / Diners Club

HDFC DCB Metal

HDFC Bank

HDFC Diners Club Black Metal Credit Card

Why it qualifies

Airline and hotel transfers plus up to 10X SmartBuy rewards

SmartBuy caps and partner-specific transfer ratios apply.

Card highlights

Base: 5 RP per Rs 150, about 3.3% travel value
SmartBuy: SmartBuy accelerators; bonus cap 10K/month and 10K/day
Milestone: 10,000 RP at Rs 4L calendar-quarter spends

View card details Apply for HDFC DCB Metal

03 / Visa Signature

Axis Atlas

Axis Bank

Why it qualifies

5 EDGE Miles per Rs 100 on eligible travel

Travel earn is capped monthly and partner conversion is generally 1:2.

Card highlights

Travel: 5 EDGE Miles per Rs 100 on eligible travel spends
Base: 2 EDGE Miles per Rs 100 on eligible regular spends
Transfers: 27 programmes: mostly 1:2; selected partners 2:1 or 1:1

View card details Check availability for Axis Atlas

04 / Mastercard World

HSBC TravelOne

HSBC Bank

Why it qualifies

20 airline and hotel programmes, mostly at 1:1

Partner ratios vary; several programmes transfer at weaker ratios.

Card highlights

Partners: 20 transfer partners (incl. Marriott & Accor)
Earn: 2 RP/₹100 regular; portal flights 16 RP and hotels 24 RP, capped at 18K RP/month
Offers: Travel merchant discounts depend on current offer dates, booking caps and coupon eligibility

View card details Apply for HSBC TravelOne

05 / Visa Signature

Axis Horizon

Axis Bank

Why it qualifies

5 EDGE Miles per Rs 100 on airlines and Travel EDGE

Eligible travel only; Axis excluded categories earn no miles.

Card highlights

Earn: 5 EM/₹100 airlines + Travel EDGE
Base: 2 EM/₹100 on eligible spends
Transfers: 27 programmes: mostly 1:1; selected partners 2:1

View card details Apply for Axis Horizon

06 / Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Why it qualifies

Up to 8 Marriott Bonvoy points per Rs 150

Earn varies by Marriott and everyday category.

Card highlights

Welcome: Paid card: 15K-point Free Night Award after activation condition
Status: Paid card: Silver Elite + 10 elite nights/year; LTF exceptions excluded
Lounge: 12 India + 12 overseas/year, shared primary/add-ons

View card details Apply for HDFC Marriott Bonvoy

07 / American Express

Amex Platinum Travel

American Express

Why it qualifies

Airline and hotel transfers through the India Membership Rewards catalogue

Current partner availability, ratios and minimums require the signed-in India account; global US terms do not certify India transfers.

Card highlights

Welcome: 10,000 MR on ₹15,000 in 90 days
Milestones: 10,000 bonus MR at ₹4L; ₹20,000 Taj voucher at ₹7L
Transfers: Airline/hotel transfers; confirm current India catalogue ratios

View card details Check availability for Amex Platinum Travel

08 / Visa Infinite

IndusInd Avios

IndusInd Bank

Why it qualifies

Earn Avios directly, including 5 Avios per Rs 200 on Qatar or British Airways

Preferred-destination and airline-booking rules apply.

Card highlights

Welcome: 20,000 bonus Avios on joining fee payment
Travel: 6 Avios/Rs 200 at preferred destination POS
Airlines: 5 Avios/Rs 200 on Qatar or British Airways

View card details Apply for IndusInd Avios

09 / Visa Infinite

Axis Magnus Burgundy

Axis Bank

Why it qualifies

27 transfer programmes: most 5:4, selected partners 5:2

Accor, BA, Cathay, Finnair, Qatar, Vietnam and standard IndiGo use 5:2; introductory IndiGo promo is temporary. Burgundy and annual group caps apply.

Card highlights

Transfers: 27 programmes: mostly 5:4; selected partners 5:2
Earn: 12/35 ER per Rs 200 by monthly spend slab
Travel EDGE: 60 ER per Rs 200 on eligible travel bookings

View card details View Burgundy eligibility

10 / Visa Signature

HDFC Regalia Gold

HDFC Bank

Why it qualifies

Airline and hotel transfer options including Accor

Transfer ratios vary by programme and can change.

Card highlights

Travel Rewards: SmartBuy travel/voucher accelerators; check current card-specific multiplier and caps
Brand Rewards: 5X on selected brands including Myntra, Nykaa, Reliance Digital & M&S, subject to caps
Accor transfer: 2 HDFC Reward Points = 1 ALL Reward point, subject to partner terms

View card details Apply for HDFC Regalia Gold

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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