Frequent flyer value / 6 matches
Cards that earn airline currency directly or transfer bank points into frequent-flyer programmes.
Compare the transfer ratio, award availability and taxes before assigning a value to each mile.
IndusInd Bank
Why it qualifies
Earn Avios directly, including accelerated airline and destination spend
Preferred-destination and eligible airline-booking rules apply.
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Axis Bank
Why it qualifies
EDGE Miles transfer to many airline partners at partner-specific ratios
27 programmes: most 1:2; Accor, BA, Cathay, Finnair, Qatar, Vietnam and standard IndiGo 2:1; Miles & More, Orchid and Radisson 1:1. Group A/B annual caps apply.
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Axis Bank
Why it qualifies
27 transfer programmes: mostly 1:1, selected partners 2:1
Accor, BA, Cathay, Finnair, Qatar, Vietnam and standard IndiGo use 2:1. Introductory IndiGo promo is temporary; annual caps apply.
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HSBC Bank
Why it qualifies
Access to a broad set of airline transfer partners
Several programmes transfer at ratios weaker than 1:1.
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American Express
Why it qualifies
Airline and hotel transfers through the India Membership Rewards catalogue
Current partner availability, ratios and minimums require the signed-in India account; global US terms do not certify India transfers.
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HDFC Bank
Why it qualifies
Reward points transfer to selected airline partners
Partner ratios and transfer caps apply.
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These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.
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