Annual-fee recovery / 10 matches
Cards whose renewal fee can be waived after a published eligible-spend threshold.
Excluded transactions may not count, and a fee waiver is different from a renewal gift.
HDFC Bank
Why it qualifies
Annual fee waived at Rs 10L eligible anniversary-year spend
Invite-only card; eligible-spend rules apply.
Card highlights
HDFC Bank
Why it qualifies
Annual fee waived at Rs 8L eligible anniversary-year spend
Eligible-spend rules apply.
Card highlights
HDFC Bank
Why it qualifies
Annual fee waived at Rs 7.5L eligible spend
Business-card eligible-spend rules apply.
Card highlights
HSBC Bank
Why it qualifies
Annual fee reversed above Rs 8L eligible anniversary-year spend
Only eligible spend counts.
Card highlights
HDFC Bank
Why it qualifies
Annual fee waived at Rs 4L eligible spend
Anniversary-year spend rules apply.
Card highlights
HSBC Bank
Why it qualifies
Annual fee waived above Rs 2L eligible spend
Issuer fee-waiver terms apply.
Card highlights
SBI Card
Why it qualifies
Annual fee reversed at Rs 2L eligible spend
SBI Card fee-waiver rules apply.
Card highlights
SBI Card
Why it qualifies
Annual fee waived at Rs 2L eligible spend
Eligible annual spend rules apply.
Card highlights
Axis Bank
Why it qualifies
Annual fee waived at Rs 4L eligible spend
Axis fee-waiver rules apply.
Card highlights
HDFC Bank
Why it qualifies
Annual fee waived at Rs 2L eligible spend
Eligible anniversary-year spend applies.
Card highlights
These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.
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