Money back / 7 matches

Cashback

Cards that return eligible spend as statement credit or cash-equivalent value.

Compare category caps and exclusions before comparing headline percentages.

01 / Visa Infinite

HSBC Live+

HSBC Bank

Why it qualifies

10% on eligible dining, food delivery, groceries and utilities

The accelerated cashback bucket is capped billing-cycle; most other eligible retail spends earn 1.5%.

Card highlights

Cashback: 10% eligible everyday categories; Myntra offer ends 31 Oct 2026
Cap: ₹1,200 shared accelerated cashback per billing cycle
Forex: 1.99% currency conversion fee, plus applicable taxes

View card details Apply for HSBC Live+

02 / Mastercard World

HDFC Swiggy BLCK

HDFC Bank

Why it qualifies

10% on eligible Swiggy spends and 5% on select online spends

Each accelerated bucket has its own billing-cycle cap.

Card highlights

Swiggy: 10% cashback, capped at Rs 1,500 per billing cycle
Online: 5% cashback, capped at Rs 1,500 per billing cycle
Other spends: 1% cashback, capped at Rs 1,000 per billing cycle

View card details Apply for HDFC Swiggy BLCK

03 / RuPay

Jupiter Edge+

CSB Bank

Why it qualifies

Up to 10% value on select shopping brands

Requires Jupiter UPI and redemption at the best Rs 0.20-per-Jewel rate.

Card highlights

Shopping: Up to 10% value; from 10 Oct 2026 the accelerated rate requires over Rs 15K qualified cycle spend
Flights: 25% Jewels on Jupiter Flights
Other spends: 5% Jewels on other eligible spends

View card details Apply for Jupiter Edge+

04 / Mastercard World

Axis Cashback

Axis Bank

Why it qualifies

2% to 7% on eligible online spends

Progressive eligible non-travel online slabs per statement cycle; accelerated online cap ₹4,000. Travel including rail earns unlimited 0.75%; utilities have a separate ₹100 cap.

Card highlights

Online: 2% to 7% cashback on eligible online spends
Cap: ₹4,000 accelerated online cap/cycle; 0.75% travel/offline unlimited
Offline: 0.75% unlimited eligible travel/offline cashback

View card details Apply for Axis Cashback

05 / Visa

SBI Cashback

SBI Card

Why it qualifies

5% online and 1% offline cashback

Separate Rs 2,000 caps per statement cycle; excluded MCCs do not earn.

Card highlights

Cashback: 5% cashback on online transactions.
Offline: 1% cashback on offline transactions.
Credit: Auto-credited every statement cycle.

View card details Apply for SBI Cashback

06 / Mastercard World

HDFC Swiggy Ornge

HDFC Bank

Why it qualifies

5% on eligible Swiggy and select online spends

Swiggy and eligible online 5% share one ₹1,500 billing-cycle cap; minimum ₹249 for 5%, ₹100 for 1%.

Card highlights

Swiggy: 5%; shares ₹1,500/cycle cap with eligible online spends
Online: 5%; shared Swiggy/online cap ₹1,500/cycle
Other spends: 1% cashback, capped at Rs 1,000 per billing cycle

View card details Apply for HDFC Swiggy Ornge

07 / RuPay

Kiwi RuPay

Yes Bank / PNB / AU Bank

Why it qualifies

1.5% base value on eligible UPI spends; up to 5% with Neon

Neon is paid and milestone-based; excluded MCCs do not earn.

Card highlights

Fee: PNB virtual / AU free; PNB physical fees apply. Neon is separate
Neon: Up to 5% cashback on UPI transactions with Neon Membership
Lounge: Up to 3 domestic lounge visits with Neon milestones

View card details Apply for Kiwi RuPay

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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