Explore by bank · 12 cards

HDFC BankCredit cards.

Compare the HDFC Bank cards covered on Book1A. Explore rewards, fees and benefits, then open a card for its full details.

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Strongest overall fit first, considering rewards, benefits, fees and eligibility. Your best category match may differ.

Visa Infinite

HDFC Infinia

HDFC Bank

Fee: Rs 12,500 + GST Waiver at Rs 10L

Earn 5 RP per Rs 150 on eligible retail spends, worth up to Rs 1/RP for SmartBuy flights, hotels, Tanishq and Apple redemptions.
SmartBuy offers 5X rewards on flights and instant vouchers and 10X on hotels, with a 15,000 bonus RP monthly cap.

Diners Club

HDFC DCB Metal

HDFC Bank

Fee: Rs 10,000 + GST Waiver at Rs 8L

Earn 5 RP per Rs 150 on eligible spends, 10 RP per Rs 150 on weekend dining, and up to 10X rewards through SmartBuy.
Get unlimited domestic and international lounge access, 10,000 bonus RP at Rs 4L calendar-quarter spends, and 1 RP = Rs 1 on SmartBuy travel.

Diners Club

HDFC BizBlack

HDFC Bank

Fee: Rs 10,000 + GST Waiver at Rs 7.5L

Includes unlimited domestic and international lounge access for primary and add-on cardholders, plus Rs 5,000 vouchers at each Rs 5L milestone.
Earn 25 RP per Rs 150 on eligible income tax, GST and business spends after Rs 50,000 spend in the statement cycle, subject to the 5X cap and payment-route terms.

Visa Signature

HDFC Regalia Gold

HDFC Bank

Fee: ₹2,500 + GST Reversal at ₹4L

Transfer eligible points to airline and hotel programmes; Accor confirms 2 HDFC RP = 1 ALL point. Other ratios require the current card-specific portal.
Quarterly and annual milestones can save up to ₹16,000/year, plus Boarding Edge perks like buffet, spa and more.

Visa / RuPay

Tata Neu Infinity

HDFC Bank

Fee: Rs 1,499 + GST Waiver at Rs 3L

5% savings on Tata ecosystem on brands like Tanishq, Big Basket, Westside, Air India, Tata Cliq, etc.
RuPay UPI earns 0.5% through any UPI ID plus 1% through a Tata Neu UPI ID, capped at 500 NeuCoins per month.

Diners Club

HDFC Marriott Bonvoy

HDFC Bank

Joining fee: Rs 3,000 + GST

Eligible insurance, jewellery and direct education purchases can earn Marriott Bonvoy points. Third-party education routes are excluded; utility earning needs card-specific issuer confirmation.
Qualifying paid cards include Silver Elite and 10 elite nights yearly. Lounge quotas of 12 India and 12 overseas visits are shared with add-ons.

Visa Business

HDFC BizPower

HDFC Bank

Fee: Rs 2,500 + GST Waiver at Rs 4L

Earn 25 RP per Rs 200 on eligible 5X business categories after Rs 25,000 qualifying non-tax spend in the statement cycle.
Earn a Rs 5,000 quarterly voucher at Rs 2.5L eligible spend, and access domestic and international lounges.

Mastercard World

HDFC Swiggy BLCK

HDFC Bank

Fee: Rs 1,000 + GST Waiver at Rs 2L

Earn 10% cashback on eligible Swiggy Food, Instamart and Dineout spends, capped at Rs 1,500 per billing cycle.
Get 5% cashback on eligible select online spends and 1% on other eligible categories, with cashback automatically applied as statement credit.

Mastercard / Visa / Diners Club (subject to issuance)

HDFC Millennia

HDFC Bank

Annual fee: ₹1,000 + GST

5% CashPoints on eligible non-EMI purchases at Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato. Shared cap 1,000 CashPoints/calendar month.
1% on other eligible purchases, capped separately at 1,000 CashPoints/calendar month. Redeem toward statement credit at ₹1/point; minimum 500, maximum 3,000 points/month, redemption fee applies.
₹1,000 voucher on ₹1 lakh qualifying spend in a calendar quarter. Joining/renewal ₹1,000 + GST; renewal waived on annual spend over ₹1 lakh. Do not assume routine complimentary lounge access.

Mastercard World

HDFC Swiggy Ornge

HDFC Bank

Fee: Swiggy portal: LTF Other offers: Rs 500 + GST

5% eligible Swiggy and online cashback share a ₹1,500 billing-cycle cap. Minimum ₹249 for 5%; ₹100 for 1%.
Get 1% on other eligible spends and 12-month Swiggy One on activation. Swiggy-portal Ornge applications from 1 July 2026 qualify for lifetime-free terms; other offers may carry fees.

RuPay

PhonePe HDFC Bank Ultimo

HDFC Bank

Fee: ₹999 + tax

10 RP/₹100 on eligible PhonePe recharges, utilities/bills and travel, capped 1,000 RP/calendar month. Insurance and other excluded categories earn nothing.
5 RP/₹100 on eligible selected online brands, capped 500 RP/month, plus 1 RP/₹100 on eligible merchant Scan & Pay, with a separate 500 RP/month cap. QR transactions can be made through any supported UPI app.
8 domestic lounge visits/year, max 2/quarter, subject to ₹75,000 qualifying quarterly spend and bank lounge terms.

RuPay

PhonePe HDFC Bank Uno

HDFC Bank

Fee: ₹499 + tax

2 RP/₹100 on eligible PhonePe recharges, utilities/bills and travel, capped 500 RP/calendar month. Insurance and other excluded categories earn nothing.
1 RP/₹100 on eligible selected online brands, capped 500 RP/month, plus 1 RP/₹100 on eligible merchant Scan & Pay, with a separate 500 RP/month cap. QR transactions can be made through any supported UPI app.
Paid-card welcome for applications from 1 Aug 2026: five ₹100 scratch cards on the first five eligible PhonePe UPI transactions of at least ₹100 each.