RuPay
CUB SalarySe Level UP
City Union Bank- Physical fee
- ₹500 + GST
- Eligible SalarySe UPI, card online and POS spending earns 5 SCoins/₹100 up to ₹20,000 per billing cycle; only incremental eligible spend above ₹20,000 earns 10 SCoins/₹100. Base categories/other UPI apps earn 1 SCoin/₹100.
- SalaryDay on the 1st and last day: 37.5 SCoins/₹100 physical-plus-virtual or 25 virtual-only, after ₹5,000 qualifying non-SalaryDay spend. Maximum ₹15,000 SalaryDay eligible spend/cycle; awards do not stack with another reward bucket.
- Physical-plus-virtual: ₹500 + GST fee, renewal waiver at ₹2 lakh, 1% forex and 1 domestic lounge/month after ₹10,000 prior-cycle spend. Virtual-only: nil joining/annual fees and 2% forex; no physical-card lounge promise.