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Benefit index

Self-employed spend / 2 matches

Professional cards

Business-focused cards suited to eligible professionals and proprietors managing tax and operating expenses.

The issuer decides professional eligibility and may require business-income documentation.

01 / Diners Club

HDFC BizBlack

HDFC Bank

HDFC Bank BizBlack Credit Card

Why it qualifies

Premium rewards for high-spend professionals and business owners

Issuer eligibility and 5X programme conditions apply.

Card highlights

Base
5 RP per Rs 150 on eligible retail spends
5X
25 RP per Rs 150 on eligible business and tax categories after Rs 50K spend per cycle
Lounge
Unlimited domestic + international access
View card detailsApply for HDFC BizBlack
02 / Visa Business

HDFC BizPower

HDFC Bank

HDFC Bank BizPower Credit Card

Why it qualifies

Rewards on eligible taxes, utilities and day-to-day business expenses

Qualification and statement-cycle unlock conditions apply.

Card highlights

5X rewards
25 RP per Rs 200 on eligible business spends
Unlock
Rs 25K qualifying non-tax spend per statement cycle
Tax payments
Only the first 2 income-tax and first 2 GST transactions per cycle earn points
View card detailsApply for HDFC BizPower

These matches use published earn rules and exclude known zero-earn categories. Merchant category codes, caps, payment routes and issuer changes still control the final reward. Each card detail page includes its current exclusion list and official source.

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